FirstRand Bank Ratios and Metrics

Market cap in millions ZAR. Fiscal year is July - June.

Millions ZAR. Fiscal year is Jul - Jun.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Mar '26 Mar 5, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021	2020 - 2016
Last Close Price	8.58	6.84	7.30	10.37	9.10	-	Upgrade
Debt / Equity Ratio	0.79	2.12	2.35	2.98	2.66	2.76	Upgrade
Net Debt / Equity Ratio	-0.60	-0.28	0.21	0.15	-0.70	-0.68	Upgrade
Net Debt / FCF Ratio	0.82	0.46	-0.61	-0.14	0.97	1.95	Upgrade
Return on Equity (ROE)	21.07%	21.21%	21.62%	22.68%	22.54%	18.66%	Upgrade
Return on Assets (ROA)	1.59%	1.63%	1.56%	1.64%	1.74%	1.40%	Upgrade
Payout Ratio	58.98%	62.05%	69.07%	109.27%	-	-	Upgrade
Buyback Yield / Dilution	-	-	-	-	-	6.66%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.