Finbond Group Statistics

Total Valuation

Finbond Group has a market cap or net worth of ZAR 547.92 million. The enterprise value is 2.67 billion.

Market Cap	547.92M
Enterprise Value	2.67B

Important Dates

The next estimated earnings date is Thursday, January 29, 2026.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Nov 19, 2025

Share Statistics

Finbond Group has 456.60 million shares outstanding. The number of shares has decreased by -17.71% in one year.

Current Share Class	456.60M
Shares Outstanding	456.60M
Shares Change (YoY)	-17.71%
Shares Change (QoQ)	+4.68%
Owned by Insiders (%)	9.24%
Owned by Institutions (%)	45.41%
Float	228.07M

Valuation Ratios

The trailing PE ratio is 5.89.

PE Ratio	5.89
Forward PE	n/a
PS Ratio	0.30
PB Ratio	0.77
P/TBV Ratio	1.46
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.51, with an EV/FCF ratio of -17.56.

EV / Earnings	28.07
EV / Sales	1.49
EV / EBITDA	3.51
EV / EBIT	4.27
EV / FCF	-17.56

Financial Position

The company has a current ratio of 22.31, with a Debt / Equity ratio of 4.51.

Current Ratio	22.31
Quick Ratio	22.31
Debt / Equity	4.51
Debt / EBITDA	4.20
Debt / FCF	-20.97
Interest Coverage	1.61

Financial Efficiency

Return on equity (ROE) is 13.88% and return on invested capital (ROIC) is 10.53%.

Return on Equity (ROE)	13.88%
Return on Assets (ROA)	8.86%
Return on Invested Capital (ROIC)	10.53%
Return on Capital Employed (ROCE)	13.80%
Revenue Per Employee	768,251
Profits Per Employee	40,650
Employee Count	2,341
Asset Turnover	0.41
Inventory Turnover	n/a

Taxes

In the past 12 months, Finbond Group has paid 38.34 million in taxes.

Income Tax	38.34M
Effective Tax Rate	29.16%

Stock Price Statistics

The stock price has increased by +69.01% in the last 52 weeks. The beta is 1.35, so Finbond Group's price volatility has been higher than the market average.

Beta (5Y)	1.35
52-Week Price Change	+69.01%
50-Day Moving Average	117.36
200-Day Moving Average	96.50
Relative Strength Index (RSI)	47.27
Average Volume (20 Days)	184,331

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Finbond Group had revenue of ZAR 1.80 billion and earned 95.16 million in profits. Earnings per share was 0.20.

Revenue	1.80B
Gross Profit	1.31B
Operating Income	625.75M
Pretax Income	131.49M
Net Income	95.16M
EBITDA	661.05M
EBIT	625.75M
Earnings Per Share (EPS)	0.20

Full Income Statement

Balance Sheet

The company has 1.07 billion in cash and 3.19 billion in debt, giving a net cash position of -2.12 billion or -4.65 per share.

Cash & Cash Equivalents	1.07B
Total Debt	3.19B
Net Cash	-2.12B
Net Cash Per Share	-4.65
Equity (Book Value)	708.14M
Book Value Per Share	1.49
Working Capital	1.86B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -110.25 million and capital expenditures -41.93 million, giving a free cash flow of -152.18 million.

Operating Cash Flow	-110.25M
Capital Expenditures	-41.93M
Free Cash Flow	-152.18M
FCF Per Share	-0.33

Full Cash Flow Statement

Margins

Gross margin is 73.06%, with operating and profit margins of 34.79% and 5.29%.

Gross Margin	73.06%
Operating Margin	34.79%
Pretax Margin	7.31%
Profit Margin	5.29%
EBITDA Margin	36.76%
EBIT Margin	34.79%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.11, which amounts to a dividend yield of 9.17%.

Dividend Per Share	0.11
Dividend Yield	9.17%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	17.71%
Shareholder Yield	26.52%
Earnings Yield	17.37%
FCF Yield	-27.77%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Finbond Group has an Altman Z-Score of 1.23 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.23
Piotroski F-Score	5