PSG Financial Services Ratios and Metrics

Market cap in millions ZAR. Fiscal year is March - February.

Millions ZAR. Fiscal year is Mar - Feb.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Mar '26 Mar 9, 2026	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022	Feb '21 Feb 28, 2021	2020 - 2016
Market Capitalization	31,755	22,779	19,347	16,652	18,293	12,080	Upgrade
Market Cap Growth	39.48%	17.74%	16.19%	-8.97%	51.44%	14.12%	Upgrade
Last Close Price	25.51	17.65	14.40	11.97	12.33	7.89	Upgrade
PE Ratio	22.46	17.88	18.71	17.52	19.86	17.31	Upgrade
PS Ratio	3.39	2.59	2.50	2.45	3.05	2.32	Upgrade
PB Ratio	5.40	4.08	3.74	3.51	4.03	3.06	Upgrade
P/FCF Ratio	18.54	9.96	31.83	12.83	24.93	8.21	Upgrade
P/OCF Ratio	18.00	9.73	28.97	12.56	24.13	7.95	Upgrade
Debt / Equity Ratio	0.05	0.04	0.04	0.05	0.06	0.07	Upgrade
Debt / FCF Ratio	0.16	0.10	0.35	0.19	0.39	0.20	Upgrade
Net Debt / Equity Ratio	-0.30	-1.79	-1.62	-1.69	-1.64	-2.26	Upgrade
Net Debt / FCF Ratio	-1.04	-4.39	-13.81	-6.19	-10.15	-6.07	Upgrade
Asset Turnover	0.07	0.08	0.08	0.08	0.08	0.08	Upgrade
Quick Ratio	0.04	0.12	0.10	0.13	0.14	0.17	Upgrade
Current Ratio	0.04	0.12	0.11	0.13	0.15	0.18	Upgrade
Return on Equity (ROE)	28.25%	25.65%	22.56%	22.15%	23.72%	20.42%	Upgrade
Return on Assets (ROA)	1.24%	1.21%	1.10%	1.23%	1.32%	1.11%	Upgrade
Return on Invested Capital (ROIC)	25.63%	24.60%	21.54%	20.92%	22.20%	18.82%	Upgrade
Earnings Yield	4.54%	5.59%	5.34%	5.71%	5.03%	5.78%	Upgrade
FCF Yield	5.39%	10.04%	3.14%	7.80%	4.01%	12.18%	Upgrade
Dividend Yield	2.15%	2.94%	2.92%	3.01%	2.59%	3.10%	Upgrade
Payout Ratio	45.19%	45.06%	47.58%	45.46%	38.07%	44.11%	Upgrade
Buyback Yield / Dilution	0.86%	0.80%	3.93%	-0.18%	-0.05%	0.73%	Upgrade
Total Shareholder Return	3.01%	3.75%	6.85%	2.83%	2.54%	3.84%	Upgrade

Source: S&P Capital IQ. Capital Markets template. Financial Sources.