Standard Bank Group Ratios and Metrics

Market cap in millions ZAR. Fiscal year is January - December.

Millions ZAR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Mar '26 Mar 6, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Market Capitalization	477,103	366,423	345,043	276,597	222,440	202,206	Upgrade
Market Cap Growth	33.12%	6.20%	24.75%	24.35%	10.01%	-24.86%	Upgrade
Last Close Price	294.71	207.12	180.76	134.97	105.74	91.79	Upgrade
PE Ratio	10.61	8.38	7.80	8.08	8.95	16.36	Upgrade
PS Ratio	2.76	2.20	2.14	2.05	1.81	1.83	Upgrade
PB Ratio	1.58	1.25	1.25	1.07	0.92	0.94	Upgrade
Debt / Equity Ratio	0.34	0.39	0.43	0.47	0.42	0.68	Upgrade
Net Debt / Equity Ratio	-1.88	-1.43	-1.14	-1.14	-1.11	-1.19	Upgrade
Net Debt / FCF Ratio	6.07	3.56	3.99	3.81	3.69	1.53	Upgrade
Return on Equity (ROE)	18.12%	17.62%	18.78%	15.56%	12.25%	6.83%	Upgrade
Return on Assets (ROA)	1.62%	1.59%	1.70%	1.39%	1.07%	0.60%	Upgrade
Earnings Yield	9.66%	12.50%	13.32%	12.74%	11.55%	6.51%	Upgrade
FCF Yield	-19.61%	-32.03%	-22.91%	-27.96%	-32.78%	-83.05%	Upgrade
Dividend Yield	5.60%	7.28%	7.87%	8.94%	8.24%	2.61%	Upgrade
Payout Ratio	61.86%	63.14%	60.67%	61.28%	46.99%	85.25%	Upgrade
Buyback Yield / Dilution	1.02%	0.45%	-0.89%	-4.01%	-0.24%	0.64%	Upgrade
Total Shareholder Return	6.62%	7.72%	6.98%	4.92%	8.00%	3.26%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.