Joint Stock Company Kaspi.kz (KASE:KSPI)
Kazakhstan
· Delayed Price · Currency is KZT 37,515
+348 (0.94%)
At close: Mar 6, 2026
KASE:KSPI Income Statement
Financials in millions KZT. Fiscal year is January - December.
Millions KZT. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Operating Revenue | 2,448,478 | 1,121,967 | 772,783 | 448,674 | 266,210 | Upgrade
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| Other Revenue | 1,597,596 | 1,422,172 | 1,129,815 | 820,541 | 619,268 | Upgrade
|
| Revenue | 4,046,074 | 2,544,139 | 1,902,598 | 1,269,215 | 885,478 | Upgrade
|
| Revenue Growth (YoY) | 59.04% | 33.72% | 49.90% | 43.34% | 46.88% | Upgrade
|
| Cost of Revenue | 1,210,744 | 332,033 | 192,558 | 103,895 | 73,371 | Upgrade
|
| Gross Profit | 2,835,330 | 2,212,106 | 1,710,040 | 1,165,320 | 812,107 | Upgrade
|
| Selling, General & Admin | 224,483 | 83,922 | 56,526 | 53,988 | 32,387 | Upgrade
|
| Research & Development | 208,580 | 103,839 | 84,758 | 57,559 | 44,388 | Upgrade
|
| Other Operating Expenses | 161,651 | 113,957 | 79,634 | 55,210 | 34,383 | Upgrade
|
| Operating Expenses | 594,714 | 301,718 | 220,918 | 166,757 | 111,158 | Upgrade
|
| Operating Income | 2,240,616 | 1,910,388 | 1,489,122 | 998,563 | 700,949 | Upgrade
|
| Interest Expense | -908,698 | -616,116 | -478,010 | -278,676 | -171,491 | Upgrade
|
| Currency Exchange Gain (Loss) | - | -11,983 | 10,892 | 1,377 | -656 | Upgrade
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| EBT Excluding Unusual Items | 1,331,918 | 1,282,289 | 1,022,004 | 721,264 | 528,802 | Upgrade
|
| Other Unusual Items | - | - | - | -690 | - | Upgrade
|
| Pretax Income | 1,331,918 | 1,282,289 | 1,022,004 | 720,574 | 528,802 | Upgrade
|
| Income Tax Expense | 264,211 | 225,455 | 173,234 | 131,730 | 93,588 | Upgrade
|
| Earnings From Continuing Operations | 1,067,707 | 1,056,834 | 848,770 | 588,844 | 435,214 | Upgrade
|
| Minority Interest in Earnings | - | -17,095 | -7,419 | -3,818 | -3,300 | Upgrade
|
| Net Income | 1,067,707 | 1,039,739 | 841,351 | 585,026 | 431,914 | Upgrade
|
| Net Income to Common | 1,067,707 | 1,039,739 | 841,351 | 585,026 | 431,914 | Upgrade
|
| Net Income Growth | 2.69% | 23.58% | 43.81% | 35.45% | 65.51% | Upgrade
|
| Shares Outstanding (Basic) | 191 | 190 | 190 | 192 | 192 | Upgrade
|
| Shares Outstanding (Diluted) | 191 | 191 | 192 | 194 | 194 | Upgrade
|
| Shares Change (YoY) | -0.34% | -0.33% | -0.99% | -0.18% | 0.32% | Upgrade
|
| EPS (Basic) | 5596.40 | 5477.15 | 4431.43 | 3051.38 | 2247.36 | Upgrade
|
| EPS (Diluted) | 5596.40 | 5431.00 | 4381.00 | 3016.00 | 2222.00 | Upgrade
|
| EPS Growth | 3.05% | 23.97% | 45.26% | 35.73% | 64.96% | Upgrade
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| Free Cash Flow | - | 486,166 | 1,055,871 | 961,516 | 45,450 | Upgrade
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| Free Cash Flow Per Share | - | 2539.65 | 5497.54 | 4956.49 | 233.87 | Upgrade
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| Dividend Per Share | 850.000 | 2550.000 | 3200.000 | 1700.000 | 883.000 | Upgrade
|
| Dividend Growth | -66.67% | -20.31% | 88.23% | 92.53% | -37.06% | Upgrade
|
| Gross Margin | 70.08% | 86.95% | 89.88% | 91.81% | 91.71% | Upgrade
|
| Operating Margin | 55.38% | 75.09% | 78.27% | 78.68% | 79.16% | Upgrade
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| Profit Margin | 26.39% | 40.87% | 44.22% | 46.09% | 48.78% | Upgrade
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| Free Cash Flow Margin | - | 19.11% | 55.50% | 75.76% | 5.13% | Upgrade
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| EBITDA | 2,318,304 | 1,939,202 | 1,515,440 | 1,015,357 | 713,627 | Upgrade
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| EBITDA Margin | 57.30% | 76.22% | 79.65% | 80.00% | 80.59% | Upgrade
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| D&A For EBITDA | 77,688 | 28,814 | 26,318 | 16,794 | 12,678 | Upgrade
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| EBIT | 2,240,616 | 1,910,388 | 1,489,122 | 998,563 | 700,949 | Upgrade
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| EBIT Margin | 55.38% | 75.09% | 78.27% | 78.68% | 79.16% | Upgrade
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| Effective Tax Rate | 19.84% | 17.58% | 16.95% | 18.28% | 17.70% | Upgrade
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| Revenue as Reported | 4,046,074 | 2,532,156 | 1,913,490 | 1,270,592 | 884,822 | Upgrade
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Source: S&P Capital IQ. Standard template. Financial Sources.