AEON Credit Service (M) Berhad (KLSE:AEONCR)
Malaysia
· Delayed Price · Currency is MYR 5.42
-0.02 (-0.37%)
At close: Dec 5, 2025
KLSE:AEONCR Income Statement
Financials in millions MYR. Fiscal year is March - February.
Millions MYR. Fiscal year is Mar - Feb.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Aug '25 Aug 31, 2025 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 | Feb '21 Feb 28, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 2,120 | 1,966 | 1,696 | 1,446 | 1,371 | 1,404 | Upgrade
|
| Total Interest Expense | 455.89 | 425.41 | 358.54 | 315.92 | 330.89 | 357.87 | Upgrade
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| Net Interest Income | 1,664 | 1,541 | 1,337 | 1,130 | 1,040 | 1,046 | Upgrade
|
| Commissions and Fees | 234.46 | 234.46 | 216.78 | 194.01 | 153.5 | 157.9 | Upgrade
|
| Revenue Before Loan Losses | 1,899 | 1,775 | 1,554 | 1,324 | 1,194 | 1,204 | Upgrade
|
| Provision for Loan Losses | 81.7 | 81.7 | -90.53 | 30.89 | -85.82 | 151.58 | Upgrade
|
| Revenue | 1,817 | 1,694 | 1,644 | 1,293 | 1,280 | 1,052 | Upgrade
|
| Revenue Growth (YoY) | 3.92% | 2.99% | 27.14% | 1.06% | 21.63% | -10.04% | Upgrade
|
| Salaries & Employee Benefits | 280.47 | 280.47 | 246.08 | 219.35 | 226.84 | 198 | Upgrade
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| Cost of Services Provided | 1,195 | 1,052 | 972.31 | 682.53 | 660.4 | 625.5 | Upgrade
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| Other Operating Expenses | -246.42 | -256.57 | -194.37 | -197.3 | -181.36 | -145.28 | Upgrade
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| Total Operating Expenses | 1,265 | 1,112 | 1,063 | 746.46 | 752.99 | 727.3 | Upgrade
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| Operating Income | 552.04 | 581.84 | 581.75 | 546.98 | 526.82 | 324.91 | Upgrade
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| Earnings From Equity Investments | -72.41 | -68.33 | -16.58 | - | - | - | Upgrade
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| EBT Excluding Unusual Items | 479.62 | 513.51 | 565.17 | 546.98 | 526.82 | 324.91 | Upgrade
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| Pretax Income | 479.62 | 513.51 | 565.17 | 546.98 | 526.82 | 324.91 | Upgrade
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| Income Tax Expense | 136.81 | 142.9 | 141.16 | 129.29 | 161.4 | 90.95 | Upgrade
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| Net Income | 342.82 | 370.61 | 424.02 | 417.69 | 365.42 | 233.96 | Upgrade
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| Preferred Dividends & Other Adjustments | - | - | 10 | 10.16 | 10.11 | 10.14 | Upgrade
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| Net Income to Common | 342.82 | 370.61 | 414.02 | 407.52 | 355.31 | 223.82 | Upgrade
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| Net Income Growth | -10.27% | -12.60% | 1.52% | 14.30% | 56.19% | -19.89% | Upgrade
|
| Shares Outstanding (Basic) | 511 | 511 | 511 | 511 | 511 | 511 | Upgrade
|
| Shares Outstanding (Diluted) | 511 | 511 | 511 | 511 | 511 | 511 | Upgrade
|
| EPS (Basic) | 0.67 | 0.73 | 0.81 | 0.80 | 0.70 | 0.44 | Upgrade
|
| EPS (Diluted) | 0.67 | 0.73 | 0.81 | 0.80 | 0.70 | 0.44 | Upgrade
|
| EPS Growth | -9.09% | -10.48% | 1.59% | 14.70% | 58.75% | -18.43% | Upgrade
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| Free Cash Flow | -912.23 | -968.95 | -685.97 | -115.59 | 948.93 | 1,110 | Upgrade
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| Free Cash Flow Per Share | -1.79 | -1.90 | -1.34 | -0.23 | 1.86 | 2.17 | Upgrade
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| Dividend Per Share | 0.275 | 0.287 | 0.282 | 0.247 | 0.217 | 0.146 | Upgrade
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| Dividend Growth | -2.66% | 1.77% | 14.14% | 13.79% | 48.97% | -19.47% | Upgrade
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| Operating Margin | 30.38% | 34.36% | 35.38% | 42.29% | 41.16% | 30.88% | Upgrade
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| Profit Margin | 18.87% | 21.88% | 25.18% | 31.51% | 27.76% | 21.27% | Upgrade
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| Free Cash Flow Margin | -50.20% | -57.21% | -41.71% | -8.94% | 74.15% | 105.48% | Upgrade
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| Effective Tax Rate | 28.52% | 27.83% | 24.98% | 23.64% | 30.64% | 27.99% | Upgrade
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| Revenue as Reported | 2,201 | 2,201 | 1,912 | 1,640 | 1,525 | 1,562 | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.