KWSE:ALMANAR Income Statement

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Interest and Dividend Income	2.5	2.18	2.13	1.71	2	Upgrade
Total Interest Expense	1.02	1.01	0.78	0.28	0.18	Upgrade
Net Interest Income	1.48	1.17	1.35	1.43	1.83	Upgrade
Gain (Loss) on Sale of Investments	0.44	0.27	0.36	-0.13	0.31	Upgrade
Other Revenue	1.35	1.3	0.81	0.44	0.4	Upgrade
Revenue Before Loan Losses	3.26	2.74	2.52	1.74	2.54	Upgrade
Provision for Loan Losses	-0.03	-0	0.12	-1.05	-0.61	Upgrade
Revenue	3.3	2.74	2.4	2.79	3.14	Upgrade
Revenue Growth (YoY)	20.41%	13.98%	-13.74%	-11.35%	-	Upgrade
Salaries & Employee Benefits	0.69	0.74	0.76	0.74	0.94	Upgrade
Other Operating Expenses	-0.26	0.54	0.62	0.49	0.81	Upgrade
Total Operating Expenses	0.42	1.28	1.38	1.23	1.74	Upgrade
Operating Income	2.88	1.46	1.03	1.56	1.4	Upgrade
EBT Excluding Unusual Items	2.88	1.46	1.03	1.56	1.4	Upgrade
Other Unusual Items	-0.02	0.02	1.48	-0.01	-0	Upgrade
Pretax Income	2.96	1.69	2.41	1.58	1.37	Upgrade
Income Tax Expense	0.03	0.01	0.03	0.02	0.01	Upgrade
Earnings From Continuing Ops.	2.93	1.67	2.38	1.57	1.36	Upgrade
Minority Interest in Earnings	-0.23	-0.26	-0.5	-	-	Upgrade
Net Income	2.7	1.41	1.88	1.57	1.36	Upgrade
Net Income to Common	2.7	1.41	1.88	1.57	1.36	Upgrade
Net Income Growth	91.92%	-25.18%	20.15%	15.04%	-	Upgrade
Shares Outstanding (Basic)	260	263	264	283	264	Upgrade
Shares Outstanding (Diluted)	260	263	264	283	264	Upgrade
Shares Change (YoY)	-1.03%	-0.36%	-6.96%	7.50%	-0.03%	Upgrade
EPS (Basic)	0.01	0.01	0.01	0.01	0.01	Upgrade
EPS (Diluted)	0.01	0.01	0.01	0.01	0.01	Upgrade
EPS Growth	93.94%	-24.92%	29.14%	7.01%	-	Upgrade
Dividend Per Share	0.004	0.003	0.003	0.003	-	Upgrade
Dividend Growth	33.33%	-	-	-	-	Upgrade
Operating Margin	87.19%	53.33%	42.63%	55.91%	44.51%	Upgrade
Profit Margin	81.95%	51.42%	78.33%	56.23%	43.33%	Upgrade
Effective Tax Rate	0.86%	0.82%	1.05%	0.95%	0.83%	Upgrade
Revenue as Reported	5.58	4.25	4.9	-	2.72	Upgrade

Source: S&P Capital IQ. Financial Services template. Financial Sources.