KWSE:KIB Cash Flow Statement

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	30.1	23.08	19.09	13.6	10.89	Upgrade
Depreciation & Amortization	5.34	7.57	6.74	5.06	4.42	Upgrade
Gain (Loss) on Sale of Assets	-1.92	-	-2.48	-2.64	-	Upgrade
Gain (Loss) on Sale of Investments	-2.21	-0.23	0.24	0.16	-1.27	Upgrade
Provision for Credit Losses	10.18	15.76	16.13	16.98	9.22	Upgrade
Change in Other Net Operating Assets	-375.72	-665.98	273.46	-211.54	-447.94	Upgrade
Other Operating Activities	-6.12	-6.48	-16.02	-17.78	1.54	Upgrade
Operating Cash Flow	-340.44	-626.29	297.01	-196.24	-423.26	Upgrade
Capital Expenditures	-6.88	-6.8	-8.36	-6.12	-9.22	Upgrade
Investment in Securities	-59.01	-144.25	-45.28	-26.82	-110.26	Upgrade
Income (Loss) Equity Investments	-0.09	-0.01	-0.16	-0.08	-0.13	Upgrade
Other Investing Activities	3.33	2.95	3.53	2.62	2.43	Upgrade
Investing Cash Flow	-70.71	-150.54	-64.93	-30.31	-117.05	Upgrade
Issuance of Common Stock	91.58	92.4	60.03	0.01	-	Upgrade
Repurchase of Common Stock	-91.77	-91.97	-	-	-	Upgrade
Common Dividends Paid	-14.04	-13.32	-9.45	-9.26	-5.26	Upgrade
Net Increase (Decrease) in Deposit Accounts	463.61	635.56	-220.02	277.26	416.82	Upgrade
Other Financing Activities	-0.7	-0.75	-0.41	-0.19	-0.13	Upgrade
Financing Cash Flow	448.67	621.92	-169.85	267.83	411.43	Upgrade
Foreign Exchange Rate Adjustments	-0.81	-0.03	0.14	1.14	-0.23	Upgrade
Net Cash Flow	36.72	-154.94	62.37	42.42	-129.1	Upgrade
Free Cash Flow	-347.32	-633.09	288.66	-202.36	-432.48	Upgrade
Free Cash Flow Margin	-376.89%	-816.92%	424.69%	-338.65%	-818.65%	Upgrade
Free Cash Flow Per Share	-0.21	-0.38	0.20	-0.16	-0.36	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.