LON:0HBY Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Mar '26 Mar 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Market Capitalization	29,162	31,060	22,267	22,588	20,327	22,276	Upgrade
Market Cap Growth	15.84%	39.49%	-1.42%	11.13%	-8.75%	36.75%	Upgrade
Last Close Price	14.87	15.77	10.17	9.34	7.85	7.88	Upgrade
PE Ratio	11.65	12.40	8.60	7.59	9.50	10.73	Upgrade
PS Ratio	4.80	5.11	3.81	3.65	4.09	4.95	Upgrade
PB Ratio	1.57	1.67	1.34	1.31	1.25	1.41	Upgrade
P/FCF Ratio	32.51	34.63	-	5.55	-	-	Upgrade
P/OCF Ratio	28.99	30.88	-	5.44	-	-	Upgrade
Debt / Equity Ratio	4.46	4.46	4.84	5.13	5.39	4.66	Upgrade
Debt / FCF Ratio	92.36	92.36	-	21.82	-	-	Upgrade
Net Debt / Equity Ratio	2.05	2.05	1.97	2.88	3.19	2.81	Upgrade
Net Debt / FCF Ratio	42.50	42.50	-4.34	12.23	-3.71	-5.69	Upgrade
Return on Equity (ROE)	13.46%	13.46%	15.84%	17.90%	13.53%	13.92%	Upgrade
Return on Assets (ROA)	0.84%	0.84%	0.97%	1.07%	0.79%	0.80%	Upgrade
Earnings Yield	8.59%	8.06%	11.63%	13.17%	10.53%	9.32%	Upgrade
FCF Yield	3.08%	2.89%	-33.93%	18.02%	-68.59%	-34.91%	Upgrade
Dividend Yield	0.49%	4.35%	6.03%	7.10%	6.84%	10.47%	Upgrade
Payout Ratio	74.17%	74.17%	66.11%	37.24%	47.94%	69.78%	Upgrade
Buyback Yield / Dilution	2.71%	2.71%	1.90%	2.00%	1.19%	-0.09%	Upgrade
Total Shareholder Return	3.19%	7.05%	7.93%	9.10%	8.04%	10.38%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.