Metro Bank Holdings Cash Flow Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	52.4	42.5	29.5	-72.7	-248.2	Upgrade
Depreciation & Amortization	62	34	35	35	42	Upgrade
Other Amortization	-	43	43	42	38	Upgrade
Gain (Loss) on Sale of Assets	-5	-101	3	-	-9	Upgrade
Total Asset Writedown	1	44	5	10	25	Upgrade
Provision for Credit Losses	14	7	33	40	22	Upgrade
Change in Other Net Operating Assets	-1,212	-1,177	509	-1,270	2,998	Upgrade
Other Operating Activities	-3.4	-279.5	-32.5	28.7	-15.8	Upgrade
Operating Cash Flow	-1,088	-1,385	628	-1,185	2,854	Upgrade
Capital Expenditures	-34	-41	-12	-29	-42	Upgrade
Investment in Securities	338	387	1,054	-349	-2,169	Upgrade
Purchase / Sale of Intangibles	-48	-19	-26	-24	-39	Upgrade
Investing Cash Flow	256	327	1,016	-402	-2,250	Upgrade
Long-Term Debt Issued	-	-	175	-	-	Upgrade
Long-Term Debt Repaid	-19	-22	-23	-25	-29	Upgrade
Net Debt Issued (Repaid)	-19	-22	152	-25	-29	Upgrade
Issuance of Common Stock	242	-	150	-	-	Upgrade
Common Dividends Paid	-17	-	-	-	-	Upgrade
Other Financing Activities	-	-	-11	-	-	Upgrade
Financing Cash Flow	206	-22	291	-25	-29	Upgrade
Net Cash Flow	-626	-1,080	1,935	-1,612	575	Upgrade
Free Cash Flow	-1,122	-1,426	616	-1,214	2,812	Upgrade
Free Cash Flow Margin	-195.47%	-358.11%	119.45%	-251.03%	715.89%	Upgrade
Free Cash Flow Per Share	-1.65	-2.11	2.79	-7.04	16.31	Upgrade
Cash Interest Paid	320	585	370	124	126	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.