Paragon Banking Group Ratios and Metrics

Market cap in millions GBP. Fiscal year is October - September.

Millions GBP. Fiscal year is Oct - Sep.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Mar '26 Mar 6, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021	2020 - 2016
Market Capitalization	1,451	1,653	1,588	1,055	923	1,350	Upgrade
Market Cap Growth	-2.81%	4.12%	50.48%	14.32%	-31.62%	59.38%	Upgrade
PE Ratio	8.85	9.17	8.54	6.86	2.94	8.20	Upgrade
PS Ratio	2.87	3.27	3.17	2.32	2.16	3.81	Upgrade
PB Ratio	1.02	1.16	1.12	0.75	0.65	1.09	Upgrade
P/FCF Ratio	-	-	0.72	0.49	0.79	1.54	Upgrade
P/OCF Ratio	-	-	0.72	0.49	0.79	1.54	Upgrade
Debt / Equity Ratio	1.25	1.25	0.78	2.22	2.91	3.63	Upgrade
Debt / FCF Ratio	-	-	0.50	1.45	3.53	5.14	Upgrade
Net Debt / Equity Ratio	-0.63	-0.63	-1.27	-0.34	0.99	2.50	Upgrade
Net Debt / FCF Ratio	2.35	2.35	-0.81	-0.22	1.21	3.54	Upgrade
Quick Ratio	1.13	1.13	1.11	1.30	1.48	1.52	Upgrade
Current Ratio	1.13	1.13	1.11	1.30	1.48	1.52	Upgrade
Asset Turnover	0.03	0.03	0.03	0.03	0.03	0.02	Upgrade
Return on Equity (ROE)	12.70%	12.70%	13.14%	10.88%	23.59%	13.72%	Upgrade
Return on Assets (ROA)	0.92%	0.92%	0.99%	0.88%	1.97%	1.07%	Upgrade
Return on Invested Capital (ROIC)	6.05%	6.74%	6.15%	4.07%	3.36%	2.33%	Upgrade
Earnings Yield	12.43%	10.91%	11.71%	14.59%	33.98%	12.19%	Upgrade
FCF Yield	-26.11%	-22.91%	139.54%	205.69%	126.50%	64.92%	Upgrade
Dividend Yield	5.64%	5.23%	5.65%	8.74%	8.79%	6.10%	Upgrade
Payout Ratio	44.93%	44.92%	44.89%	44.12%	21.97%	33.19%	Upgrade
Buyback Yield / Dilution	5.90%	5.90%	5.90%	6.83%	4.63%	-1.99%	Upgrade
Total Shareholder Return	11.54%	11.13%	11.55%	15.57%	13.42%	4.11%	Upgrade

Source: S&P Capital IQ. Financial Services template. Financial Sources.