Zambia National Commercial Bank Plc (LUSE:ZNCO)
Zambia
· Delayed Price · Currency is ZMW 5.91
-0.09 (-1.50%)
At close: Dec 5, 2025
LUSE:ZNCO Cash Flow Statement
Financials in millions ZMW. Fiscal year is January - December.
Millions ZMW. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Net Income | - | 1,793 | 1,738 | 1,167 | 990.28 | 206.66 | Upgrade
|
| Depreciation & Amortization | - | 133.03 | 115.42 | 102.28 | 82.86 | 76.1 | Upgrade
|
| Other Amortization | - | 66.66 | 57.72 | 56.76 | 54.25 | 20.68 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | -0 | 0.06 | 0.61 | -3.24 | -0.78 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | -99.94 | -520.39 | -222.34 | -129.75 | 0.38 | Upgrade
|
| Total Asset Writedown | - | 1.09 | 4.69 | 93.15 | - | 6.19 | Upgrade
|
| Provision for Credit Losses | - | 154.57 | 212.04 | 48.41 | 106.02 | 147.42 | Upgrade
|
| Change in Other Net Operating Assets | - | -5,518 | -6,032 | -3,741 | -2,074 | -3,137 | Upgrade
|
| Other Operating Activities | - | 18.57 | 570.59 | -69.43 | -240.17 | 401.66 | Upgrade
|
| Operating Cash Flow | - | -3,451 | -3,853 | -2,564 | -1,214 | -2,279 | Upgrade
|
| Capital Expenditures | - | -112.05 | -170.1 | -90.7 | -126.37 | -67.24 | Upgrade
|
| Sale of Property, Plant and Equipment | - | 0.04 | 0.07 | 0.77 | 3.24 | - | Upgrade
|
| Investment in Securities | - | 165.5 | -50.8 | -4,189 | -3,382 | -3,176 | Upgrade
|
| Purchase / Sale of Intangibles | - | -152.41 | -149.97 | -17.01 | -144.36 | -261.99 | Upgrade
|
| Investing Cash Flow | - | -98.92 | -370.8 | -4,296 | -3,649 | -3,506 | Upgrade
|
| Long-Term Debt Issued | - | 2,795 | 785.38 | 122.79 | 2,960 | 1,161 | Upgrade
|
| Long-Term Debt Repaid | - | -831.11 | -882.12 | -680.94 | -1,488 | -479.55 | Upgrade
|
| Net Debt Issued (Repaid) | - | 1,964 | -96.74 | -558.15 | 1,472 | 681.7 | Upgrade
|
| Common Dividends Paid | - | -619.18 | -421.58 | -363.94 | -82.08 | -75.13 | Upgrade
|
| Net Increase (Decrease) in Deposit Accounts | - | 2,167 | 4,169 | 10,362 | 3,610 | 5,857 | Upgrade
|
| Financing Cash Flow | - | 3,512 | 3,650 | 9,440 | 5,000 | 6,463 | Upgrade
|
| Foreign Exchange Rate Adjustments | - | 63.62 | 285.52 | 54.4 | -355.69 | 107.49 | Upgrade
|
| Net Cash Flow | - | 25.52 | -288.27 | 2,634 | -218.85 | 786.55 | Upgrade
|
| Free Cash Flow | - | -3,563 | -4,023 | -2,655 | -1,340 | -2,346 | Upgrade
|
| Free Cash Flow Margin | - | -67.29% | -77.51% | -70.80% | -37.50% | -116.70% | Upgrade
|
| Free Cash Flow Per Share | - | -2.47 | -2.79 | -1.84 | -0.93 | -1.63 | Upgrade
|
| Cash Interest Paid | - | 751.54 | 381.19 | 126.94 | 371.51 | 90.21 | Upgrade
|
| Cash Income Tax Paid | - | 598.44 | 487.97 | 436.49 | 122.36 | 17.67 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.