BANK URALSIB Cash Flow Statement

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2020	FY 2019	2018 - 2014
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Net Income	-	-	-	-	231.77	12,765	Upgrade
Depreciation & Amortization	-	-	-	-	2,000	1,625	Upgrade
Change in Trading Asset Securities	-	-	-	-	25,214	-37,292	Upgrade
Change in Other Net Operating Assets	-	-	-	-	-1,593	5,815	Upgrade
Other Operating Activities	-	-	-	-	6,833	12,508	Upgrade
Operating Cash Flow	-	-	-	-	32,686	-4,580	Upgrade
Capital Expenditures	-	-	-	-	-1,151	-1,302	Upgrade
Sale of Property, Plant and Equipment	-	-	-	-	195.66	25.59	Upgrade
Cash Acquisitions	-	-	-	-	2,252	-	Upgrade
Investment in Securities	-	-	-	-	-25,692	-	Upgrade
Investing Cash Flow	-	-	-	-	-24,087	-959.43	Upgrade
Long-Term Debt Issued	-	-	-	-	996.3	1,414	Upgrade
Long-Term Debt Repaid	-	-	-	-	-14,750	-1,182	Upgrade
Net Debt Issued (Repaid)	-	-	-	-	-13,754	231.9	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	-	-	-	37,103	13,417	Upgrade
Other Financing Activities	-	-	-	-	-0.25	-2.29	Upgrade
Financing Cash Flow	-	-	-	-	23,348	13,647	Upgrade
Foreign Exchange Rate Adjustments	-	-	-	-	4,891	-2,121	Upgrade
Net Cash Flow	-	-	-	-	36,838	5,986	Upgrade
Free Cash Flow	-	-	-	-	31,534	-5,882	Upgrade
Free Cash Flow Margin	-	-	-	-	126.44%	-14.55%	Upgrade
Free Cash Flow Per Share	-	-	-	-	0.08	-0.02	Upgrade
Cash Interest Paid	-	-	-	-	10,298	13,919	Upgrade
Cash Income Tax Paid	-	-	-	-	432.85	1,017	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.