Muscat Finance SAOG (MSM:MFCI)
Oman
· Delayed Price · Currency is OMR 0.0530
+0.0010 (1.92%)
At close: Dec 4, 2025
Muscat Finance SAOG Income Statement
Financials in millions OMR. Fiscal year is January - December.
Millions OMR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest and Dividend Income | 10.39 | 9.19 | 8.5 | 9.03 | 9.86 | 10.7 | Upgrade
|
| Total Interest Expense | 3.99 | 3.57 | 3.71 | 3.36 | 3.92 | 5.09 | Upgrade
|
| Net Interest Income | 6.4 | 5.62 | 4.8 | 5.67 | 5.93 | 5.61 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.01 | 0.08 | 0.11 | - | - | - | Upgrade
|
| Other Revenue | 0.31 | 0.24 | 0.18 | 0.17 | 0.22 | - | Upgrade
|
| Revenue Before Loan Losses | 6.72 | 5.93 | 5.08 | 5.85 | 6.16 | 5.61 | Upgrade
|
| Provision for Loan Losses | 3.05 | 1.89 | 1.62 | 1.23 | 1.75 | 5.07 | Upgrade
|
| Revenue | 3.68 | 4.04 | 3.46 | 4.62 | 4.41 | 0.53 | Upgrade
|
| Revenue Growth (YoY) | 4.91% | 16.72% | -25.05% | 4.86% | 726.45% | -84.60% | Upgrade
|
| Salaries & Employee Benefits | 2.16 | 2.35 | 2.36 | 2.26 | 2.14 | 2.09 | Upgrade
|
| Cost of Services Provided | 1.03 | 1.05 | 1.17 | 1.38 | 1.38 | - | Upgrade
|
| Other Operating Expenses | -0.4 | -0.48 | -0.47 | 1.02 | -0.55 | 3.01 | Upgrade
|
| Total Operating Expenses | 2.99 | 3.13 | 3.16 | 4.72 | 3.04 | 5.16 | Upgrade
|
| Operating Income | 0.69 | 0.92 | 0.31 | -0.1 | 1.36 | -4.63 | Upgrade
|
| Pretax Income | 0.69 | 0.92 | 0.31 | -0.1 | 1.36 | -4.13 | Upgrade
|
| Income Tax Expense | 0.09 | 0.09 | 0.03 | -0.65 | 0.19 | -0.51 | Upgrade
|
| Net Income | 0.6 | 0.83 | 0.28 | 0.55 | 1.17 | -3.61 | Upgrade
|
| Net Income to Common | 0.6 | 0.83 | 0.28 | 0.55 | 1.17 | -3.61 | Upgrade
|
| Net Income Growth | - | 201.09% | -50.18% | -52.94% | - | - | Upgrade
|
| Shares Outstanding (Basic) | 307 | 307 | 307 | 307 | 307 | 307 | Upgrade
|
| Shares Outstanding (Diluted) | 307 | 307 | 307 | 307 | 307 | 307 | Upgrade
|
| EPS (Basic) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | Upgrade
|
| EPS (Diluted) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | Upgrade
|
| EPS Growth | - | 201.12% | -50.20% | -52.95% | - | - | Upgrade
|
| Free Cash Flow | -3.98 | -3.91 | 3.42 | 5.78 | 16.49 | 10.97 | Upgrade
|
| Free Cash Flow Per Share | -0.01 | -0.01 | 0.01 | 0.02 | 0.05 | 0.04 | Upgrade
|
| Dividend Per Share | 0.002 | 0.002 | - | - | - | - | Upgrade
|
| Operating Margin | 18.63% | 22.64% | 8.87% | -2.12% | 30.90% | -867.92% | Upgrade
|
| Profit Margin | 16.26% | 20.49% | 7.94% | 11.95% | 26.63% | -677.86% | Upgrade
|
| Free Cash Flow Margin | -108.35% | -96.71% | 98.73% | 125.11% | 374.35% | 2058.54% | Upgrade
|
| Effective Tax Rate | 12.70% | 9.51% | 10.42% | - | 13.81% | - | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.