American Funds Capital Income Bldr F3 (CFIHX)

American Funds Capital Income Builder® Class F-3 is a mutual fund designed to deliver a consistent level of current income that surpasses the average yield of U.S. stocks, with a secondary goal of capital growth over time. The fund adopts a globally diversified, multi-asset strategy, investing at least 90% of its assets in income-producing securities such as dividend-paying equities and high-quality bonds. With a large asset base exceeding $100 billion, it holds positions in major sectors like technology, health care, energy, and consumer cyclical industries, and its top holdings include established companies such as Broadcom Inc., Philip Morris International, and Microsoft. Known for its disciplined approach, the fund emphasizes stability and regular income through quarterly dividend distributions. Its world allocation category provides exposure to both domestic and international markets, contributing to its role as a stabilizing component within broader investment portfolios. The fund is managed by a team of experienced portfolio managers at Capital Group, maintaining an expense ratio that is competitive in its category and regularly earning performance ratings that are above average for global allocation funds.