American Funds Capital Income Builder® Class R-6 (RIRGX)

American Funds Capital Income Builder Class R-6 is a globally diversified mutual fund designed to emphasize both current income and capital growth. Managed by Capital Group, one of the oldest and largest investment management firms, the fund primarily allocates its assets to a combination of income-producing equities and bonds. Typically, it invests about 70% to 80% of its portfolio in global equities—predominantly large, dividend-paying stocks across various sectors—with the remainder allocated to fixed income securities, offering added yield and diversification benefits. A core objective of this fund is to generate a level of income that surpasses the average yield of U.S. stocks, while also aiming for steady income growth over time. Its disciplined investment process, broad diversification, and focus on high-quality issuers have made it a popular choice among retirement plans and income-focused investors. With an extensive portfolio spanning over 2,000 holdings and a history dating back to 1987, it plays a significant role in providing stability and regular income within balanced and income-oriented investment strategies.