Schwab MarketTrack Balanced Portfolio™ (SWBGX)

Schwab MarketTrack Balanced Portfolio is a diversified mutual fund that aims to deliver both capital growth and income through a balanced allocation between equities and fixed income. Managed by Charles Schwab Investment Management, the fund typically invests about 60% of its assets in stocks and 36% in bonds, with a small allocation to cash equivalents. Its equity holdings span large-cap U.S. stocks, international equities, small-cap companies, and real estate investment trusts, while the bond component is primarily U.S. investment-grade securities. Notable features include a low expense ratio, passively managed strategy combining market-cap and fundamentally weighted index funds, and broad global diversification. The portfolio’s structure suits investors seeking a moderate risk profile, as its design is intended to smooth volatility and provide steady income while allowing for growth potential. By integrating different sectors and geographies, Schwab MarketTrack Balanced Portfolio plays a significant role in the asset allocation space, offering a core solution for those wishing to balance growth and income in a single, efficiently managed fund.