Access Holdings Plc (NGX:ACCESSCORP)
Nigeria
· Delayed Price · Currency is NGN 21.50
+0.60 (2.87%)
At close: Dec 5, 2025
Access Holdings Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 3,697,319 | 3,108,148 | 1,564,281 | 769,960 | 519,417 | 425,666 | Upgrade
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| Interest Income on Investments | 289,436 | 372,327 | 90,067 | 57,506 | 82,234 | 63,551 | Upgrade
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| Total Interest Income | 3,986,755 | 3,480,475 | 1,654,348 | 827,466 | 601,651 | 489,217 | Upgrade
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| Interest Paid on Deposits | 2,305,629 | 2,212,447 | 958,988 | 467,834 | 300,243 | 226,267 | Upgrade
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| Net Interest Income | 1,681,126 | 1,268,028 | 695,360 | 359,632 | 301,408 | 262,950 | Upgrade
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| Net Interest Income Growth (YoY) | 46.15% | 82.36% | 93.35% | 19.32% | 14.63% | -5.15% | Upgrade
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| Gain (Loss) on Sale of Assets | 11,398 | 6,228 | 371 | 727 | 107 | 2,027 | Upgrade
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| Other Non-Interest Income | 1,196,794 | 1,275,800 | 869,107 | 506,725 | 326,333 | 250,346 | Upgrade
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| Total Non-Interest Income | 1,209,305 | 1,283,141 | 869,566 | 507,452 | 326,440 | 252,374 | Upgrade
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| Non-Interest Income Growth (YoY) | -9.01% | 47.56% | 71.36% | 55.45% | 29.35% | 125.88% | Upgrade
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| Revenues Before Loan Losses | 2,890,431 | 2,551,169 | 1,564,926 | 867,084 | 627,848 | 515,324 | Upgrade
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| Provision for Loan Losses | 450,355 | 245,319 | 139,528 | 197,790 | 83,214 | 62,893 | Upgrade
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| Revenue | 2,440,076 | 2,305,850 | 1,425,398 | 669,294 | 544,634 | 452,431 | Upgrade
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| Revenue Growth (YoY) | 8.13% | 61.77% | 112.97% | 22.89% | 20.38% | 22.69% | Upgrade
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| Salaries and Employee Benefits | 456,297 | 378,624 | 166,190 | 114,750 | 94,891 | 72,120 | Upgrade
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| Occupancy Expenses | 97,116 | 80,533 | 45,459 | 30,584 | 29,139 | 27,358 | Upgrade
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| Amortization of Goodwill & Intangibles | 32,024 | 31,707 | 18,804 | 13,839 | 12,974 | 9,913 | Upgrade
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| Selling, General & Administrative | 49,483 | 35,129 | 30,759 | 7,943 | 5,518 | 3,385 | Upgrade
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| Other Non-Interest Expense | 890,475 | 926,411 | 436,319 | 335,243 | 228,418 | 213,475 | Upgrade
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| Total Non-Interest Expense | 1,523,985 | 1,451,082 | 696,617 | 501,846 | 370,847 | 326,251 | Upgrade
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| EBT Excluding Unusual Items | 916,091 | 854,768 | 728,781 | 167,448 | 173,787 | 126,180 | Upgrade
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| Asset Writedown | 4,941 | 4,941 | 220 | - | - | -257.57 | Upgrade
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| Other Unusual Items | 4,057 | 7,310 | - | 232 | 2,793 | - | Upgrade
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| Pretax Income | 925,089 | 867,019 | 729,001 | 167,680 | 176,580 | 125,922 | Upgrade
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| Income Tax Expense | 293,070 | 224,802 | 109,677 | 14,778 | 16,485 | 19,912 | Upgrade
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| Earnings From Continuing Operations | 632,019 | 642,217 | 619,324 | 152,902 | 160,095 | 106,010 | Upgrade
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| Earnings From Discontinued Operations | - | - | - | -700 | 120 | - | Upgrade
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| Minority Interest in Earnings | -27,309 | -23,580 | -6,831 | 888 | -1,888 | -1,327 | Upgrade
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| Net Income | 604,710 | 618,637 | 612,493 | 153,090 | 158,327 | 104,683 | Upgrade
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| Preferred Dividends & Other Adjustments | - | - | - | - | - | -0 | Upgrade
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| Net Income to Common | 604,710 | 618,637 | 612,493 | 153,090 | 158,327 | 104,683 | Upgrade
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| Net Income Growth | -25.07% | 1.00% | 300.09% | -3.31% | 51.24% | 12.50% | Upgrade
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| Basic Shares Outstanding | 50,356 | 37,026 | 35,545 | 34,288 | 34,568 | 34,816 | Upgrade
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| Diluted Shares Outstanding | 50,356 | 37,026 | 35,545 | 35,545 | 35,545 | 35,545 | Upgrade
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| Shares Change (YoY) | 41.67% | 4.17% | - | - | -0.00% | 4.88% | Upgrade
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| EPS (Basic) | 12.01 | 16.71 | 17.23 | 4.46 | 4.58 | 3.01 | Upgrade
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| EPS (Diluted) | 12.00 | 16.71 | 17.23 | 4.31 | 4.45 | 2.95 | Upgrade
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| EPS Growth | -47.13% | -3.03% | 300.05% | -3.29% | 50.96% | 7.27% | Upgrade
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| Dividend Per Share | 2.050 | 2.500 | 2.100 | 1.500 | 1.000 | 0.800 | Upgrade
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| Dividend Growth | -8.89% | 19.05% | 40.00% | 50.00% | 25.00% | 23.08% | Upgrade
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| Effective Tax Rate | 31.68% | 25.93% | 15.04% | 8.81% | 9.34% | 15.81% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.