ASO Savings and Loans Plc (NGX:ASOSAVINGS)
Nigeria
· Delayed Price · Currency is NGN 1.070
0.00 (0.00%)
At close: Dec 5, 2025
ASO Savings and Loans Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest and Dividend Income | 1,251 | 1,343 | 1,156 | 1,272 | 998.8 | 830.86 | Upgrade
|
| Total Interest Expense | 614.37 | 1,185 | 1,010 | 437.03 | 2,209 | 2,667 | Upgrade
|
| Net Interest Income | 636.49 | 157.65 | 145.71 | 834.8 | -1,210 | -1,836 | Upgrade
|
| Commissions and Fees | 1,043 | 5.97 | 38.44 | 21.61 | 13.27 | 20.87 | Upgrade
|
| Other Revenue | -1,835 | 22.46 | 15.75 | 491.62 | - | - | Upgrade
|
| Revenue Before Loan Losses | -798.27 | 186.08 | 199.89 | 1,348 | -1,197 | -1,815 | Upgrade
|
| Provision for Loan Losses | 133.33 | 213.65 | 131.63 | 74.19 | -3,088 | 1,956 | Upgrade
|
| Revenue | -931.6 | -27.57 | 68.27 | 1,274 | 1,892 | -3,771 | Upgrade
|
| Revenue Growth (YoY) | - | - | -94.64% | -32.66% | - | - | Upgrade
|
| Salaries & Employee Benefits | 933.96 | 933.96 | 932.72 | 937.71 | 1,046 | 1,156 | Upgrade
|
| Cost of Services Provided | 7.78 | 301.66 | 314.54 | 275.76 | 202.83 | 198.07 | Upgrade
|
| Other Operating Expenses | 802.34 | 802.34 | 828.48 | 728.93 | 627.89 | 1,489 | Upgrade
|
| Total Operating Expenses | 1,770 | 2,064 | 2,108 | 1,973 | 1,904 | 2,873 | Upgrade
|
| Operating Income | -2,701 | -2,091 | -2,040 | -698.71 | -12.63 | -6,644 | Upgrade
|
| EBT Excluding Unusual Items | -2,701 | -2,091 | -2,040 | -698.71 | -12.63 | -6,644 | Upgrade
|
| Pretax Income | -522.62 | 107.92 | 112.52 | 104.45 | 18.86 | -5,972 | Upgrade
|
| Income Tax Expense | 25.06 | 25.06 | 23.39 | 19.39 | 1.08 | 3.99 | Upgrade
|
| Net Income | -547.68 | 82.86 | 89.13 | 85.07 | 17.79 | -5,976 | Upgrade
|
| Net Income to Common | -547.68 | 82.86 | 89.13 | 85.07 | 17.79 | -5,976 | Upgrade
|
| Net Income Growth | - | -7.04% | 4.78% | 378.27% | - | - | Upgrade
|
| Shares Outstanding (Basic) | - | 14,742 | 14,742 | 14,742 | 14,742 | - | Upgrade
|
| Shares Outstanding (Diluted) | - | 14,742 | 14,742 | 14,742 | 14,742 | - | Upgrade
|
| EPS (Basic) | - | 0.01 | 0.01 | 0.01 | 0.00 | - | Upgrade
|
| EPS (Diluted) | - | 0.01 | 0.01 | 0.01 | 0.00 | - | Upgrade
|
| EPS Growth | - | -7.05% | 4.78% | 378.44% | - | - | Upgrade
|
| Free Cash Flow | - | -4,020 | -5,596 | -2,374 | 5,433 | -7,454 | Upgrade
|
| Free Cash Flow Per Share | - | -0.27 | -0.38 | -0.16 | 0.37 | - | Upgrade
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| Operating Margin | - | - | -2987.59% | -54.85% | -0.67% | - | Upgrade
|
| Profit Margin | - | - | 130.56% | 6.68% | 0.94% | - | Upgrade
|
| Free Cash Flow Margin | - | - | -8197.31% | -186.38% | 287.24% | - | Upgrade
|
| Effective Tax Rate | - | 23.22% | 20.79% | 18.56% | 5.70% | - | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.