Cornerstone Insurance Plc (NGX:CORNERST)
Nigeria
· Delayed Price · Currency is NGN 5.50
-0.06 (-1.08%)
At close: Dec 5, 2025
Cornerstone Insurance Balance Sheet
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Investments in Debt Securities | 32,814 | 44,386 | 27,963 | 11,928 | 6,290 | 5,799 | Upgrade
|
| Investments in Equity & Preferred Securities | 3,440 | 4,263 | 2,696 | 1,502 | 1,448 | 1,523 | Upgrade
|
| Policy Loans | 154.7 | 148.74 | 134 | 137.05 | 293.28 | 288.27 | Upgrade
|
| Other Investments | 19,632 | 5,143 | 2,821 | 1,948 | 1,468 | 3,858 | Upgrade
|
| Total Investments | 78,886 | 77,244 | 45,228 | 24,179 | 19,189 | 19,276 | Upgrade
|
| Cash & Equivalents | 23,448 | 24,061 | 19,217 | 10,886 | 14,402 | 11,663 | Upgrade
|
| Reinsurance Recoverable | 22,422 | 12,834 | 10,484 | 8,039 | 4,928 | 4,077 | Upgrade
|
| Other Receivables | 2,083 | 1,346 | 1,262 | 952.12 | 994.27 | 466.33 | Upgrade
|
| Deferred Policy Acquisition Cost | - | - | - | - | 853.73 | 567.6 | Upgrade
|
| Property, Plant & Equipment | 7,187 | 4,323 | 3,731 | 2,978 | 1,838 | 1,780 | Upgrade
|
| Other Intangible Assets | 14.32 | 15.17 | 8.06 | 6.27 | 11.81 | 17.65 | Upgrade
|
| Other Current Assets | 520.4 | 477.66 | 515.78 | 429.29 | 5,022 | 3,943 | Upgrade
|
| Long-Term Deferred Tax Assets | - | - | 861.21 | 861.21 | 861.21 | 838 | Upgrade
|
| Other Long-Term Assets | 1,200 | 1,200 | 1,200 | 1,200 | 1,200 | 1,200 | Upgrade
|
| Total Assets | 135,761 | 121,501 | 82,509 | 49,531 | 49,301 | 43,828 | Upgrade
|
| Accounts Payable | - | 21.85 | 38.3 | 96.82 | 71.09 | 115.72 | Upgrade
|
| Accrued Expenses | 7.05 | 3,775 | 2,183 | 721.57 | 631.87 | 654.75 | Upgrade
|
| Insurance & Annuity Liabilities | 58,590 | 48,688 | 38,771 | 26,323 | 3,151 | 5,013 | Upgrade
|
| Unpaid Claims | - | - | - | - | 9,029 | 9,324 | Upgrade
|
| Unearned Premiums | - | 1,185 | 1,480 | 2,226 | 10,990 | 6,511 | Upgrade
|
| Reinsurance Payable | 182.75 | - | - | 243.17 | 247.52 | 234.13 | Upgrade
|
| Current Income Taxes Payable | 888.27 | 925.42 | 599.63 | 462.9 | 475.58 | 445.8 | Upgrade
|
| Long-Term Deferred Tax Liabilities | 4,520 | 4,520 | 3,235 | 331.6 | 88.03 | - | Upgrade
|
| Other Current Liabilities | 2,431 | 836.03 | 1,482 | 211.64 | 410.1 | 130.28 | Upgrade
|
| Other Long-Term Liabilities | 1,260 | 1,053 | 800.15 | 668.58 | 3,735 | 3,675 | Upgrade
|
| Total Liabilities | 67,879 | 61,004 | 48,590 | 31,285 | 28,829 | 26,104 | Upgrade
|
| Common Stock | 9,083 | 9,083 | 9,083 | 9,083 | 9,083 | 9,083 | Upgrade
|
| Additional Paid-In Capital | 183.17 | 183.17 | 183.17 | 183.17 | 183.17 | 183.17 | Upgrade
|
| Retained Earnings | 50,098 | 44,633 | 21,957 | 8,255 | 10,591 | 7,119 | Upgrade
|
| Treasury Stock | -67.13 | -67.13 | -67.13 | -67.13 | -67.13 | -58.44 | Upgrade
|
| Comprehensive Income & Other | 7,766 | 5,885 | 2,301 | 477.97 | 387.89 | 1,132 | Upgrade
|
| Total Common Equity | 67,062 | 59,717 | 33,457 | 17,932 | 20,178 | 17,459 | Upgrade
|
| Minority Interest | 820.02 | 779.52 | 461.59 | 312.93 | 294.27 | 265.65 | Upgrade
|
| Shareholders' Equity | 67,882 | 60,497 | 33,919 | 18,245 | 20,472 | 17,724 | Upgrade
|
| Total Liabilities & Equity | 135,761 | 121,501 | 82,509 | 49,531 | 49,301 | 43,828 | Upgrade
|
| Filing Date Shares Outstanding | 18,039 | 18,039 | 18,039 | 18,039 | 18,039 | 18,053 | Upgrade
|
| Total Common Shares Outstanding | 18,039 | 18,039 | 18,039 | 18,039 | 18,039 | 18,053 | Upgrade
|
| Net Cash (Debt) | 23,448 | 24,061 | 19,217 | 10,886 | 14,402 | 11,663 | Upgrade
|
| Net Cash Growth | -10.87% | 25.20% | 76.54% | -24.42% | 23.49% | -7.80% | Upgrade
|
| Net Cash Per Share | 1.30 | 1.33 | 1.07 | 0.60 | 0.80 | 0.65 | Upgrade
|
| Book Value Per Share | 3.72 | 3.31 | 1.85 | 0.99 | 1.12 | 0.97 | Upgrade
|
| Tangible Book Value | 67,048 | 59,702 | 33,449 | 17,926 | 20,166 | 17,441 | Upgrade
|
| Tangible Book Value Per Share | 3.72 | 3.31 | 1.85 | 0.99 | 1.12 | 0.97 | Upgrade
|
| Land | - | 2,525 | 2,100 | 1,884 | 1,266 | 1,266 | Upgrade
|
| Buildings | - | 1,024 | 898.54 | 651.5 | 587.11 | 585.34 | Upgrade
|
| Machinery | - | 2,670 | 2,357 | 1,888 | 1,677 | 1,529 | Upgrade
|
| Leasehold Improvements | - | 64.88 | 64.88 | 64.88 | 64.88 | 64.88 | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.