Jaiz Bank Plc (NGX:JAIZBANK)
Nigeria
· Delayed Price · Currency is NGN 10.73
+0.43 (4.17%)
At close: Mar 9, 2026
Jaiz Bank Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 45,918 | 32,042 | 27,357 | 21,589 | 15,205 | Upgrade
|
| Interest Income on Investments | 52,007 | 44,366 | 17,159 | 9,862 | 8,972 | Upgrade
|
| Total Interest Income | 97,925 | 76,408 | 44,515 | 31,450 | 24,177 | Upgrade
|
| Interest Paid on Deposits | 26,862 | 21,286 | 11,100 | 6,905 | 4,940 | Upgrade
|
| Net Interest Income | 71,063 | 55,122 | 33,415 | 24,545 | 19,237 | Upgrade
|
| Net Interest Income Growth (YoY) | 28.92% | 64.96% | 36.14% | 27.59% | 28.49% | Upgrade
|
| Other Non-Interest Income | 4,150 | 6,467 | 2,722 | 1,836 | 1,451 | Upgrade
|
| Total Non-Interest Income | 4,150 | 6,467 | 2,722 | 1,836 | 1,451 | Upgrade
|
| Non-Interest Income Growth (YoY) | -35.82% | 137.59% | 48.25% | 26.51% | 70.14% | Upgrade
|
| Revenues Before Loan Losses | 75,213 | 61,589 | 36,137 | 26,381 | 20,689 | Upgrade
|
| Provision for Loan Losses | 452.08 | -166.33 | 4,320 | 3,889 | 3,721 | Upgrade
|
| Revenue | 74,761 | 61,755 | 31,817 | 22,492 | 16,968 | Upgrade
|
| Revenue Growth (YoY) | 21.06% | 94.09% | 41.46% | 32.56% | 32.60% | Upgrade
|
| Salaries and Employee Benefits | 18,187 | 13,759 | 9,258 | 8,100 | 7,238 | Upgrade
|
| Occupancy Expenses | 2,304 | 1,835 | 1,389 | 1,632 | 781.98 | Upgrade
|
| Selling, General & Administrative | 3,638 | 2,084 | 1,218 | 298.31 | - | Upgrade
|
| Other Non-Interest Expense | 19,239 | 19,632 | 8,898 | 5,829 | 4,789 | Upgrade
|
| Total Non-Interest Expense | 43,367 | 37,310 | 20,764 | 15,859 | 12,810 | Upgrade
|
| EBT Excluding Unusual Items | 31,394 | 24,445 | 11,054 | 6,633 | 4,158 | Upgrade
|
| Pretax Income | 31,394 | 24,445 | 11,054 | 6,633 | 4,158 | Upgrade
|
| Income Tax Expense | 351.62 | 960.62 | -183.59 | -248.54 | 73.58 | Upgrade
|
| Net Income | 31,043 | 23,484 | 11,237 | 6,881 | 4,085 | Upgrade
|
| Net Income to Common | 31,043 | 23,484 | 11,237 | 6,881 | 4,085 | Upgrade
|
| Net Income Growth | 32.19% | 108.99% | 63.30% | 68.47% | 40.69% | Upgrade
|
| Basic Shares Outstanding | 44,589 | 35,379 | 34,541 | 34,541 | 31,157 | Upgrade
|
| Diluted Shares Outstanding | 44,589 | 35,379 | 34,541 | 34,541 | 31,157 | Upgrade
|
| Shares Change (YoY) | 26.04% | 2.42% | - | 10.86% | 5.74% | Upgrade
|
| EPS (Basic) | 0.70 | 0.66 | 0.33 | 0.20 | 0.13 | Upgrade
|
| EPS (Diluted) | 0.70 | 0.66 | 0.33 | 0.20 | 0.13 | Upgrade
|
| EPS Growth | 4.88% | 104.04% | 63.30% | 51.96% | 33.05% | Upgrade
|
| Dividend Per Share | - | 0.070 | 0.040 | 0.050 | 0.040 | Upgrade
|
| Dividend Growth | - | 75.00% | -20.00% | 25.00% | 33.33% | Upgrade
|
| Effective Tax Rate | 1.12% | 3.93% | - | - | 1.77% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.