Jaiz Bank Plc (NGX:JAIZBANK)
Nigeria
· Delayed Price · Currency is NGN 10.73
+0.43 (4.17%)
At close: Mar 9, 2026
Jaiz Bank Balance Sheet
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 217,754 | 202,236 | 57,968 | 41,854 | 35,787 | Upgrade
|
| Investment Securities | 489,891 | 349,956 | 152,205 | 75,945 | 63,649 | Upgrade
|
| Total Investments | 489,891 | 349,956 | 152,205 | 75,945 | 63,649 | Upgrade
|
| Gross Loans | 314,255 | 276,657 | 195,530 | 151,709 | 124,207 | Upgrade
|
| Allowance for Loan Losses | -6,597 | -6,911 | -9,537 | -6,964 | -5,483 | Upgrade
|
| Other Adjustments to Gross Loans | -21,744 | -14,780 | -13,303 | -11,136 | -9,181 | Upgrade
|
| Net Loans | 285,914 | 254,966 | 172,690 | 133,609 | 109,544 | Upgrade
|
| Property, Plant & Equipment | 27,674 | 20,165 | 11,987 | 8,803 | 7,017 | Upgrade
|
| Other Intangible Assets | 615.19 | 673.26 | 599.96 | 624.67 | 574.84 | Upgrade
|
| Investments in Real Estate | 985.2 | 985.2 | - | 492.5 | - | Upgrade
|
| Accrued Interest Receivable | 9,889 | 8,418 | 4,956 | 3,368 | 3,744 | Upgrade
|
| Other Receivables | -9.19 | 314.46 | - | 320.5 | 133.4 | Upgrade
|
| Restricted Cash | 171,355 | 178,930 | 146,450 | 75,228 | 34,008 | Upgrade
|
| Other Current Assets | 1,821 | 1,757 | - | 824.54 | 19,688 | Upgrade
|
| Long-Term Deferred Tax Assets | 2,927 | 2,927 | 2,443 | 1,747 | 1,249 | Upgrade
|
| Other Real Estate Owned & Foreclosed | - | - | 5.16 | 44.35 | 1,305 | Upgrade
|
| Other Long-Term Assets | 77,854 | 59,309 | 30,768 | 36,912 | 2,536 | Upgrade
|
| Total Assets | 1,286,727 | 1,080,747 | 580,131 | 379,819 | 279,276 | Upgrade
|
| Accounts Payable | 8,572 | 1,603 | 586.87 | 1,935 | 84.64 | Upgrade
|
| Accrued Expenses | 1,203 | 8,061 | 3,056 | 2,414 | 1,999 | Upgrade
|
| Non-Interest Bearing Deposits | 724,053 | 493,599 | 224,464 | 140,815 | 111,559 | Upgrade
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| Total Deposits | 724,053 | 493,599 | 224,464 | 140,815 | 111,559 | Upgrade
|
| Current Portion of Long-Term Debt | - | 2,133 | 1,456 | 3,143 | - | Upgrade
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| Current Income Taxes Payable | 531.63 | 1,593 | 605.32 | 398.66 | 620.94 | Upgrade
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| Accrued Interest Payable | 544.78 | 1,460 | 731.51 | 704.82 | 343.33 | Upgrade
|
| Other Current Liabilities | 1,154 | 1,622 | 1,784 | 1,370 | 229.96 | Upgrade
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| Long-Term Debt | 22,332 | 26,867 | 39,977 | 29,641 | 31,536 | Upgrade
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| Long-Term Unearned Revenue | 514.68 | 503.05 | 15.35 | 49.27 | 92.1 | Upgrade
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| Other Long-Term Liabilities | 459,478 | 471,840 | 268,141 | 169,544 | 108,504 | Upgrade
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| Total Liabilities | 1,218,382 | 1,009,281 | 540,816 | 350,015 | 254,970 | Upgrade
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| Common Stock | 22,295 | 22,295 | 17,271 | 17,271 | 17,271 | Upgrade
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| Additional Paid-In Capital | 6,373 | 6,373 | 1,348 | 1,348 | 1,348 | Upgrade
|
| Retained Earnings | 39,565 | 42,686 | 20,584 | 11,073 | 5,574 | Upgrade
|
| Comprehensive Income & Other | 112.31 | 112.31 | 112.31 | 112.31 | 112.31 | Upgrade
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| Shareholders' Equity | 68,345 | 71,466 | 39,315 | 29,805 | 24,305 | Upgrade
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| Total Liabilities & Equity | 1,286,727 | 1,080,747 | 580,131 | 379,819 | 279,276 | Upgrade
|
| Total Debt | 22,332 | 29,000 | 41,433 | 32,784 | 31,536 | Upgrade
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| Net Cash (Debt) | 195,421 | 173,237 | 16,536 | 9,070 | 4,250 | Upgrade
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| Net Cash Growth | 12.81% | 947.66% | 82.31% | 113.41% | -81.14% | Upgrade
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| Net Cash Per Share | 4.38 | 4.90 | 0.48 | 0.26 | 0.14 | Upgrade
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| Filing Date Shares Outstanding | 44,589 | 34,541 | 34,541 | 34,541 | 34,541 | Upgrade
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| Total Common Shares Outstanding | 44,589 | 34,541 | 34,541 | 34,541 | 34,541 | Upgrade
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| Book Value Per Share | 1.53 | 2.07 | 1.14 | 0.86 | 0.70 | Upgrade
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| Tangible Book Value | 67,729 | 70,793 | 38,715 | 29,180 | 23,730 | Upgrade
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| Tangible Book Value Per Share | 1.52 | 2.05 | 1.12 | 0.84 | 0.69 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.