NPF Microfinance Bank Plc (NGX:NPFMCRFBK)
Nigeria
· Delayed Price · Currency is NGN 7.50
+0.19 (2.60%)
At close: Mar 9, 2026
NPF Microfinance Bank Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 17,410 | 11,474 | 9,354 | 6,320 | 5,173 | Upgrade
|
| Interest Paid on Deposits | 1,644 | 1,101 | 963.22 | 768.02 | 655.7 | Upgrade
|
| Net Interest Income | 15,766 | 10,373 | 8,390 | 5,552 | 4,517 | Upgrade
|
| Net Interest Income Growth (YoY) | 51.98% | 23.63% | 51.13% | 22.91% | 22.84% | Upgrade
|
| Gain (Loss) on Sale of Assets | 5.23 | 9.01 | 8.46 | 0.77 | 2.12 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | - | -0.05 | Upgrade
|
| Other Non-Interest Income | 1,822 | 1,465 | 938.1 | 832.93 | 595.3 | Upgrade
|
| Total Non-Interest Income | 1,827 | 1,474 | 946.56 | 833.69 | 597.37 | Upgrade
|
| Non-Interest Income Growth (YoY) | 23.92% | 55.74% | 13.54% | 39.56% | 4.69% | Upgrade
|
| Revenues Before Loan Losses | 17,592 | 11,848 | 9,337 | 6,385 | 5,114 | Upgrade
|
| Provision for Loan Losses | 43.41 | 63.3 | 864.06 | 143.26 | 34.97 | Upgrade
|
| Revenue | 17,549 | 11,784 | 8,473 | 6,242 | 5,079 | Upgrade
|
| Revenue Growth (YoY) | 48.92% | 39.08% | 35.74% | 22.89% | 23.13% | Upgrade
|
| Salaries and Employee Benefits | 5,772 | 4,567 | 3,356 | 2,566 | 2,175 | Upgrade
|
| Occupancy Expenses | 584.54 | 466.67 | 380.48 | 266.71 | 254.36 | Upgrade
|
| Amortization of Goodwill & Intangibles | 53.74 | 1.04 | 18.14 | 26.05 | 28.83 | Upgrade
|
| Selling, General & Administrative | 1,423 | 909.19 | 556.55 | 450.61 | 1,586 | Upgrade
|
| Other Non-Interest Expense | 4,021 | 3,403 | 2,548 | 1,609 | 4.38 | Upgrade
|
| Total Non-Interest Expense | 11,854 | 9,347 | 6,859 | 4,918 | 4,049 | Upgrade
|
| EBT Excluding Unusual Items | 5,695 | 2,437 | 1,614 | 1,324 | 1,031 | Upgrade
|
| Other Unusual Items | -0.52 | - | - | - | - | Upgrade
|
| Pretax Income | 5,695 | 2,437 | 1,614 | 1,324 | 1,031 | Upgrade
|
| Income Tax Expense | 1,665 | 863.26 | 594.95 | 442 | 323.08 | Upgrade
|
| Net Income | 4,030 | 1,574 | 1,019 | 882.17 | 707.49 | Upgrade
|
| Net Income to Common | 4,030 | 1,574 | 1,019 | 882.17 | 707.49 | Upgrade
|
| Net Income Growth | 155.97% | 54.42% | 15.56% | 24.69% | 15.15% | Upgrade
|
| Basic Shares Outstanding | 6,014 | 5,993 | 5,993 | 5,993 | 2,541 | Upgrade
|
| Diluted Shares Outstanding | 6,014 | 5,993 | 5,993 | 5,993 | 2,541 | Upgrade
|
| Shares Change (YoY) | 0.36% | - | - | 135.88% | - | Upgrade
|
| EPS (Basic) | 0.67 | 0.26 | 0.17 | 0.15 | 0.28 | Upgrade
|
| EPS (Diluted) | 0.67 | 0.26 | 0.17 | 0.15 | 0.28 | Upgrade
|
| EPS Growth | 155.06% | 54.42% | 15.56% | -47.14% | 15.15% | Upgrade
|
| Dividend Per Share | - | 0.150 | 0.120 | 0.100 | 0.090 | Upgrade
|
| Dividend Growth | - | 25.00% | 20.00% | 11.11% | -50.00% | Upgrade
|
| Effective Tax Rate | 29.24% | 35.42% | 36.85% | 33.38% | 31.35% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.