Regency Alliance Insurance Plc (NGX:REGALINS)
Nigeria
· Delayed Price · Currency is NGN 1.200
-0.030 (-2.44%)
At close: Mar 5, 2026
NGX:REGALINS Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 9,599 | 7,302 | 6,083 | 5,023 | 2,941 | Upgrade
|
| Total Interest & Dividend Income | 1,315 | 1,259 | 881.81 | 741.56 | 445.71 | Upgrade
|
| Gain (Loss) on Sale of Investments | 729.74 | 415.93 | 409.39 | 70.82 | -450.43 | Upgrade
|
| Other Revenue | 0.75 | 22.18 | 19.67 | 20.41 | 118.7 | Upgrade
|
| Total Revenue | 11,645 | 8,999 | 7,394 | 5,856 | 3,055 | Upgrade
|
| Revenue Growth (YoY) | 29.40% | 21.70% | 26.27% | 91.69% | -40.18% | Upgrade
|
| Policy Benefits | 9,779 | 4,151 | 3,530 | 3,864 | 1,031 | Upgrade
|
| Policy Acquisition & Underwriting Costs | - | 785.88 | 830.91 | 425.95 | 695.09 | Upgrade
|
| Selling, General & Administrative | 69.33 | 108.99 | 150.48 | 141.19 | 145.18 | Upgrade
|
| Provision for Bad Debts | - | 1.72 | 0.19 | 1.16 | 1.3 | Upgrade
|
| Other Operating Expenses | 769.09 | 1,229 | 868.5 | 446.76 | 461.33 | Upgrade
|
| Total Operating Expenses | 10,998 | 6,646 | 5,751 | 5,250 | 2,708 | Upgrade
|
| Operating Income | 646.51 | 2,353 | 1,643 | 606.23 | 347.02 | Upgrade
|
| Interest Expense | - | -6.8 | -8.12 | -9.14 | -8.4 | Upgrade
|
| Other Non Operating Income (Expenses) | -5.49 | -11.57 | -1.92 | 12.47 | - | Upgrade
|
| EBT Excluding Unusual Items | 641.02 | 2,334 | 1,633 | 609.56 | 338.62 | Upgrade
|
| Gain (Loss) on Sale of Assets | 3.94 | 18.58 | 0.43 | 1.79 | 1.89 | Upgrade
|
| Asset Writedown | 50 | 170 | 478.5 | 11.5 | 5 | Upgrade
|
| Other Unusual Items | - | -6.88 | -3.42 | -4.87 | - | Upgrade
|
| Pretax Income | 694.96 | 2,516 | 2,108 | 617.98 | 345.5 | Upgrade
|
| Income Tax Expense | 76.43 | 249.48 | 164.54 | 23.24 | 22.9 | Upgrade
|
| Earnings From Continuing Ops. | 618.53 | 2,267 | 1,944 | 594.74 | 322.61 | Upgrade
|
| Minority Interest in Earnings | - | -0.6 | -0.62 | -0.14 | -0.18 | Upgrade
|
| Net Income | 618.53 | 2,266 | 1,943 | 594.59 | 322.43 | Upgrade
|
| Net Income to Common | 618.53 | 2,266 | 1,943 | 594.59 | 322.43 | Upgrade
|
| Net Income Growth | -72.70% | 16.61% | 226.80% | 84.41% | -48.19% | Upgrade
|
| Shares Outstanding (Basic) | 16,024 | 16,005 | 16,005 | 16,005 | 16,005 | Upgrade
|
| Shares Outstanding (Diluted) | 16,024 | 16,005 | 16,005 | 16,005 | 16,005 | Upgrade
|
| Shares Change (YoY) | 0.12% | - | - | - | - | Upgrade
|
| EPS (Basic) | 0.04 | 0.14 | 0.12 | 0.04 | 0.02 | Upgrade
|
| EPS (Diluted) | 0.04 | 0.14 | 0.12 | 0.04 | 0.02 | Upgrade
|
| EPS Growth | -72.74% | 16.61% | 226.80% | 84.41% | -48.19% | Upgrade
|
| Free Cash Flow | -3,362 | -1,995 | -327.58 | 731.37 | 148.11 | Upgrade
|
| Free Cash Flow Per Share | -0.21 | -0.13 | -0.02 | 0.05 | 0.01 | Upgrade
|
| Operating Margin | 5.55% | 26.14% | 22.22% | 10.35% | 11.36% | Upgrade
|
| Profit Margin | 5.31% | 25.18% | 26.28% | 10.15% | 10.55% | Upgrade
|
| Free Cash Flow Margin | -28.87% | -22.17% | -4.43% | 12.49% | 4.85% | Upgrade
|
| EBITDA | 736.8 | 2,456 | 1,684 | 626.99 | 404.81 | Upgrade
|
| EBITDA Margin | 6.33% | 27.30% | 22.78% | 10.71% | 13.25% | Upgrade
|
| D&A For EBITDA | 90.29 | 103.59 | 41.26 | 20.76 | 57.8 | Upgrade
|
| EBIT | 646.51 | 2,353 | 1,643 | 606.23 | 347.02 | Upgrade
|
| EBIT Margin | 5.55% | 26.14% | 22.22% | 10.35% | 11.36% | Upgrade
|
| Effective Tax Rate | 11.00% | 9.92% | 7.80% | 3.76% | 6.63% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.