Sterling Financial Holdings Company Plc (NGX:STERLINGNG)
Nigeria
· Delayed Price · Currency is NGN 7.70
-0.15 (-1.91%)
At close: Mar 9, 2026
NGX:STERLINGNG Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 369,556 | 258,818 | 156,102 | 128,434 | 110,975 | Upgrade
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| Interest Paid on Deposits | 160,667 | 124,012 | 72,718 | 52,042 | 45,191 | Upgrade
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| Net Interest Income | 208,889 | 134,806 | 83,384 | 76,392 | 65,784 | Upgrade
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| Net Interest Income Growth (YoY) | 54.95% | 61.67% | 9.15% | 16.13% | 5.85% | Upgrade
|
| Income From Trading Activities | 30,900 | 15,653 | 20,794 | 7,692 | 5,798 | Upgrade
|
| Gain (Loss) on Sale of Assets | -70 | 1,241 | 55 | 197 | 396 | Upgrade
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| Other Non-Interest Income | 76,114 | 51,108 | 35,972 | 32,808 | 25,147 | Upgrade
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| Total Non-Interest Income | 106,944 | 68,002 | 56,821 | 40,697 | 31,341 | Upgrade
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| Non-Interest Income Growth (YoY) | 57.27% | 19.68% | 39.62% | 29.85% | 28.54% | Upgrade
|
| Revenues Before Loan Losses | 315,833 | 202,808 | 140,205 | 117,089 | 97,125 | Upgrade
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| Provision for Loan Losses | 26,750 | 10,784 | 12,335 | 9,122 | 9,821 | Upgrade
|
| Revenue | 289,083 | 192,024 | 127,870 | 107,967 | 87,304 | Upgrade
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| Revenue Growth (YoY) | 50.54% | 50.17% | 18.43% | 23.67% | 11.04% | Upgrade
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| Salaries and Employee Benefits | 53,713 | 31,327 | 22,982 | 16,944 | 14,917 | Upgrade
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| Occupancy Expenses | 8,204 | 5,625 | 4,814 | 4,879 | 5,145 | Upgrade
|
| Selling, General & Administrative | 80,532 | 68,599 | 21,155 | 14,282 | 32,092 | Upgrade
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| Other Non-Interest Expense | 55,905 | 40,611 | 56,226 | 51,105 | 20,676 | Upgrade
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| Total Non-Interest Expense | 198,354 | 146,162 | 105,177 | 87,210 | 72,830 | Upgrade
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| EBT Excluding Unusual Items | 90,729 | 45,862 | 22,693 | 20,757 | 14,474 | Upgrade
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| Pretax Income | 90,729 | 45,862 | 22,693 | 20,757 | 14,474 | Upgrade
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| Income Tax Expense | 12,095 | 2,187 | 1,109 | 1,459 | 959 | Upgrade
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| Net Income | 78,634 | 43,675 | 21,584 | 19,298 | 13,515 | Upgrade
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| Net Income to Common | 78,634 | 43,675 | 21,584 | 19,298 | 13,515 | Upgrade
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| Net Income Growth | 80.04% | 102.35% | 11.85% | 42.79% | 20.22% | Upgrade
|
| Basic Shares Outstanding | 50,075 | 29,018 | 28,790 | 28,790 | 28,790 | Upgrade
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| Diluted Shares Outstanding | 50,075 | 29,018 | 28,790 | 28,790 | 28,790 | Upgrade
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| Shares Change (YoY) | 72.56% | 0.79% | - | - | - | Upgrade
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| EPS (Basic) | 1.57 | 1.51 | 0.75 | 0.67 | 0.47 | Upgrade
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| EPS (Diluted) | 1.57 | 1.51 | 0.75 | 0.67 | 0.47 | Upgrade
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| EPS Growth | 4.31% | 100.76% | 11.90% | 42.73% | 20.37% | Upgrade
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| Dividend Per Share | - | - | - | 0.150 | 0.100 | Upgrade
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| Dividend Growth | - | - | - | 50.00% | 100.00% | Upgrade
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| Effective Tax Rate | 13.33% | - | 4.89% | 7.03% | 6.63% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.