Sterling Financial Holdings Company Plc (NGX:STERLINGNG)
Nigeria
· Delayed Price · Currency is NGN 7.70
-0.15 (-1.91%)
At close: Mar 9, 2026
NGX:STERLINGNG Balance Sheet
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 513,140 | 659,493 | 391,875 | 222,652 | 221,854 | Upgrade
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| Investment Securities | 896,832 | 649,284 | 495,791 | 376,748 | 289,028 | Upgrade
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| Trading Asset Securities | 74,132 | 27,491 | 2,388 | 1,728 | 10,237 | Upgrade
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| Total Investments | 970,964 | 676,775 | 498,179 | 378,476 | 299,265 | Upgrade
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| Gross Loans | 1,472,211 | 1,141,444 | 926,466 | 758,183 | 726,080 | Upgrade
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| Allowance for Loan Losses | -47,989 | -37,474 | -30,644 | -20,448 | -14,180 | Upgrade
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| Net Loans | 1,424,222 | 1,103,970 | 895,822 | 737,735 | 711,900 | Upgrade
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| Property, Plant & Equipment | 89,220 | 69,080 | 41,090 | 26,255 | 25,080 | Upgrade
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| Other Intangible Assets | 3,205 | 3,263 | 721 | 950 | 1,081 | Upgrade
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| Investments in Real Estate | 2,766 | 4,036 | 4,790 | 5,584 | 6,918 | Upgrade
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| Other Receivables | 118,758 | 153,905 | 221,942 | 149,907 | 93,737 | Upgrade
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| Restricted Cash | 718,586 | 777,087 | 447,677 | 295,295 | 243,869 | Upgrade
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| Other Current Assets | 28,329 | 29,431 | 6,978 | 10,608 | 6,018 | Upgrade
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| Long-Term Deferred Tax Assets | 33,348 | 33,348 | 9,507 | 7,005 | 6,971 | Upgrade
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| Other Long-Term Assets | 18,418 | 31,552 | 12,511 | 23,525 | 12,436 | Upgrade
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| Total Assets | 3,920,956 | 3,541,940 | 2,531,092 | 1,857,992 | 1,629,129 | Upgrade
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| Interest Bearing Deposits | 1,115,830 | 1,072,877 | 800,356 | 668,796 | 605,623 | Upgrade
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| Non-Interest Bearing Deposits | 1,866,669 | 1,494,999 | 1,042,459 | 696,187 | 618,698 | Upgrade
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| Total Deposits | 2,982,499 | 2,567,876 | 1,842,815 | 1,364,983 | 1,224,321 | Upgrade
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| Short-Term Borrowings | 1,433 | - | - | - | - | Upgrade
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| Current Portion of Long-Term Debt | - | - | - | 9,275 | - | Upgrade
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| Current Portion of Leases | - | - | - | - | 41 | Upgrade
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| Current Income Taxes Payable | 11,108 | 3,382 | 1,468 | 1,607 | 1,018 | Upgrade
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| Long-Term Debt | 258,064 | 247,890 | 242,644 | 166,383 | 158,777 | Upgrade
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| Long-Term Leases | 1,645 | 1,800 | 134 | 295 | 19 | Upgrade
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| Pension & Post-Retirement Benefits | 9 | - | - | - | - | Upgrade
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| Long-Term Deferred Tax Liabilities | 20,330 | 20,330 | 1,927 | - | - | Upgrade
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| Other Long-Term Liabilities | 221,822 | 395,503 | 258,500 | 161,451 | 103,462 | Upgrade
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| Total Liabilities | 3,496,910 | 3,236,781 | 2,347,488 | 1,703,994 | 1,487,638 | Upgrade
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| Common Stock | 27,345 | 22,729 | 14,395 | 14,395 | 14,395 | Upgrade
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| Additional Paid-In Capital | 139,742 | 108,292 | 42,759 | 42,759 | 42,759 | Upgrade
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| Retained Earnings | 215,066 | 145,813 | 102,138 | 84,873 | 73,023 | Upgrade
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| Comprehensive Income & Other | 41,893 | 28,325 | 24,312 | 11,971 | 11,314 | Upgrade
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| Shareholders' Equity | 424,046 | 305,159 | 183,604 | 153,998 | 141,491 | Upgrade
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| Total Liabilities & Equity | 3,920,956 | 3,541,940 | 2,531,092 | 1,857,992 | 1,629,129 | Upgrade
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| Total Debt | 261,142 | 249,690 | 242,778 | 175,953 | 158,837 | Upgrade
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| Net Cash (Debt) | 326,130 | 437,294 | 151,485 | 48,427 | 73,254 | Upgrade
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| Net Cash Growth | -25.42% | 188.67% | 212.81% | -33.89% | - | Upgrade
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| Net Cash Per Share | 6.51 | 15.07 | 5.26 | 1.68 | 2.54 | Upgrade
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| Filing Date Shares Outstanding | 54,690 | 45,457 | 28,790 | 28,790 | 28,790 | Upgrade
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| Total Common Shares Outstanding | 54,690 | 45,457 | 28,790 | 28,790 | 28,790 | Upgrade
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| Book Value Per Share | 7.75 | 6.71 | 6.38 | 5.35 | 4.91 | Upgrade
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| Tangible Book Value | 420,841 | - | 182,883 | 153,048 | 140,410 | Upgrade
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| Tangible Book Value Per Share | 7.70 | 6.64 | 6.35 | 5.32 | 4.88 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.