Sterling Financial Holdings Company Plc (NGX:STERLINGNG)
Nigeria
· Delayed Price · Currency is NGN 7.10
0.00 (0.00%)
At close: Dec 5, 2025
NGX:STERLINGNG Balance Sheet
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Cash & Equivalents | 799,503 | 659,493 | 391,875 | 222,652 | 221,854 | 95,607 | Upgrade
|
| Investment Securities | 850,443 | 649,284 | 495,791 | 376,748 | 289,028 | 256,754 | Upgrade
|
| Trading Asset Securities | 55,147 | 27,491 | 2,388 | 1,728 | 10,237 | 1,454 | Upgrade
|
| Total Investments | 905,590 | 676,775 | 498,179 | 378,476 | 299,265 | 258,208 | Upgrade
|
| Gross Loans | 1,256,725 | 1,141,444 | 926,466 | 758,183 | 726,080 | 613,359 | Upgrade
|
| Allowance for Loan Losses | -39,514 | -37,474 | -30,644 | -20,448 | -14,180 | -16,532 | Upgrade
|
| Net Loans | 1,217,211 | 1,103,970 | 895,822 | 737,735 | 711,900 | 596,827 | Upgrade
|
| Property, Plant & Equipment | 79,326 | 69,080 | 41,090 | 26,255 | 25,080 | 24,275 | Upgrade
|
| Other Intangible Assets | 3,353 | 3,263 | 721 | 950 | 1,081 | 1,582 | Upgrade
|
| Investments in Real Estate | 2,605 | 4,036 | 4,790 | 5,584 | 6,918 | 8,004 | Upgrade
|
| Other Receivables | 273,208 | 153,905 | 221,942 | 149,907 | 93,737 | 37,526 | Upgrade
|
| Restricted Cash | 724,734 | 777,087 | 447,677 | 295,295 | 243,869 | 228,791 | Upgrade
|
| Other Current Assets | 34,936 | 29,431 | 6,978 | 10,608 | 6,018 | 6,016 | Upgrade
|
| Long-Term Deferred Tax Assets | 33,348 | 33,348 | 9,507 | 7,005 | 6,971 | 6,971 | Upgrade
|
| Other Long-Term Assets | 17,750 | 31,552 | 12,511 | 23,525 | 12,436 | 35,268 | Upgrade
|
| Total Assets | 4,091,564 | 3,541,940 | 2,531,092 | 1,857,992 | 1,629,129 | 1,299,075 | Upgrade
|
| Interest Bearing Deposits | 1,331,524 | 1,072,877 | 800,356 | 668,796 | 605,623 | 416,032 | Upgrade
|
| Non-Interest Bearing Deposits | 1,686,692 | 1,494,999 | 1,042,459 | 696,187 | 618,698 | 556,092 | Upgrade
|
| Total Deposits | 3,018,216 | 2,567,876 | 1,842,815 | 1,364,983 | 1,224,321 | 972,124 | Upgrade
|
| Short-Term Borrowings | 2,077 | - | - | - | - | - | Upgrade
|
| Current Portion of Long-Term Debt | - | - | - | 9,275 | - | 1,666 | Upgrade
|
| Current Portion of Leases | - | - | - | - | 41 | - | Upgrade
|
| Current Income Taxes Payable | 8,002 | 3,382 | 1,468 | 1,607 | 1,018 | 551 | Upgrade
|
| Long-Term Debt | 298,580 | 247,890 | 242,644 | 166,383 | 158,777 | 126,975 | Upgrade
|
| Long-Term Leases | 1,751 | 1,800 | 134 | 295 | 19 | 114 | Upgrade
|
| Long-Term Deferred Tax Liabilities | 20,330 | 20,330 | 1,927 | - | - | - | Upgrade
|
| Other Long-Term Liabilities | 337,081 | 395,503 | 258,500 | 161,451 | 103,462 | 61,892 | Upgrade
|
| Total Liabilities | 3,686,037 | 3,236,781 | 2,347,488 | 1,703,994 | 1,487,638 | 1,163,322 | Upgrade
|
| Common Stock | 26,059 | 22,729 | 14,395 | 14,395 | 14,395 | 14,395 | Upgrade
|
| Additional Paid-In Capital | 130,918 | 108,292 | 42,759 | 42,759 | 42,759 | 42,759 | Upgrade
|
| Retained Earnings | 198,730 | 145,813 | 102,138 | 84,873 | 73,023 | 60,948 | Upgrade
|
| Comprehensive Income & Other | 49,820 | 28,325 | 24,312 | 11,971 | 11,314 | 17,651 | Upgrade
|
| Shareholders' Equity | 405,527 | 305,159 | 183,604 | 153,998 | 141,491 | 135,753 | Upgrade
|
| Total Liabilities & Equity | 4,091,564 | 3,541,940 | 2,531,092 | 1,857,992 | 1,629,129 | 1,299,075 | Upgrade
|
| Total Debt | 302,408 | 249,690 | 242,778 | 175,953 | 158,837 | 128,755 | Upgrade
|
| Net Cash (Debt) | 552,242 | 437,294 | 151,485 | 48,427 | 73,254 | -31,694 | Upgrade
|
| Net Cash Growth | 178.25% | 188.67% | 212.81% | -33.89% | - | - | Upgrade
|
| Net Cash Per Share | 12.98 | 15.07 | 5.26 | 1.68 | 2.54 | -1.10 | Upgrade
|
| Filing Date Shares Outstanding | 52,117 | 45,457 | 28,790 | 28,790 | 28,790 | 28,790 | Upgrade
|
| Total Common Shares Outstanding | 52,117 | 45,457 | 28,790 | 28,790 | 28,790 | 28,790 | Upgrade
|
| Book Value Per Share | 7.78 | 6.71 | 6.38 | 5.35 | 4.91 | 4.72 | Upgrade
|
| Tangible Book Value | 402,174 | 301,896 | 182,883 | 153,048 | 140,410 | 134,171 | Upgrade
|
| Tangible Book Value Per Share | 7.72 | 6.64 | 6.35 | 5.32 | 4.88 | 4.66 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.