Universal Insurance Plc (NGX:UNIVINSURE)
Nigeria
· Delayed Price · Currency is NGN 1.390
+0.020 (1.46%)
At close: Mar 6, 2026
Universal Insurance Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 20,957 | 13,761 | 8,007 | 4,839 | 2,404 | Upgrade
|
| Total Interest & Dividend Income | 843.2 | 457.64 | -74.38 | 219.67 | 118.16 | Upgrade
|
| Gain (Loss) on Sale of Investments | 3,229 | -649.54 | 523.68 | -76.57 | 279.73 | Upgrade
|
| Other Revenue | - | - | - | 56.36 | 122.59 | Upgrade
|
| Total Revenue | 25,030 | 13,569 | 8,456 | 5,039 | 2,924 | Upgrade
|
| Revenue Growth (YoY) | 84.47% | 60.46% | 67.82% | 72.32% | -18.57% | Upgrade
|
| Policy Benefits | 17,762 | 10,963 | 6,469 | 3,282 | 365.51 | Upgrade
|
| Policy Acquisition & Underwriting Costs | - | - | - | - | 1,119 | Upgrade
|
| Amortization of Goodwill & Intangibles | 37.29 | 14.36 | 21.36 | 19.67 | 19.08 | Upgrade
|
| Depreciation & Amortization | 136.37 | 136.37 | 214.17 | 119.61 | 95.49 | Upgrade
|
| Selling, General & Administrative | 1,586 | 417.98 | 324.75 | 658.92 | 214.73 | Upgrade
|
| Other Operating Expenses | 29.22 | 495.7 | 348.22 | 474.69 | 380.85 | Upgrade
|
| Total Operating Expenses | 20,402 | 12,752 | 8,157 | 5,143 | 2,791 | Upgrade
|
| Operating Income | 4,628 | 816.97 | 299.36 | -104.65 | 133.52 | Upgrade
|
| Other Non Operating Income (Expenses) | -30.57 | -26.92 | 110.93 | 411.37 | 15.66 | Upgrade
|
| EBT Excluding Unusual Items | 4,597 | 790.05 | 410.29 | 306.72 | 149.18 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.5 | - | - | 0.56 | 0.01 | Upgrade
|
| Asset Writedown | - | 1,199 | 131.82 | 21.58 | 13.04 | Upgrade
|
| Pretax Income | 4,598 | 1,989 | 542.1 | 328.87 | 162.23 | Upgrade
|
| Income Tax Expense | 102.58 | 47.76 | 12.04 | 14.36 | 10.81 | Upgrade
|
| Earnings From Continuing Ops. | 4,495 | 1,941 | 530.06 | 314.51 | 151.43 | Upgrade
|
| Net Income | 4,495 | 1,941 | 530.06 | 314.51 | 151.43 | Upgrade
|
| Net Income to Common | 4,495 | 1,941 | 530.06 | 314.51 | 151.43 | Upgrade
|
| Net Income Growth | 131.59% | 266.20% | 68.54% | 107.69% | -86.67% | Upgrade
|
| Shares Outstanding (Basic) | 16,000 | 16,000 | 16,000 | 16,000 | 16,000 | Upgrade
|
| Shares Outstanding (Diluted) | 16,000 | 16,000 | 16,000 | 16,000 | 16,000 | Upgrade
|
| EPS (Basic) | 0.28 | 0.12 | 0.03 | 0.02 | 0.01 | Upgrade
|
| EPS (Diluted) | 0.28 | 0.12 | 0.03 | 0.02 | 0.01 | Upgrade
|
| EPS Growth | 131.60% | 266.20% | 68.54% | 107.69% | -86.67% | Upgrade
|
| Free Cash Flow | -6,228 | 1,813 | 266.37 | -122.76 | -40.04 | Upgrade
|
| Free Cash Flow Per Share | -0.39 | 0.11 | 0.02 | -0.01 | -0.00 | Upgrade
|
| Operating Margin | 18.49% | 6.02% | 3.54% | -2.08% | 4.57% | Upgrade
|
| Profit Margin | 17.96% | 14.31% | 6.27% | 6.24% | 5.18% | Upgrade
|
| Free Cash Flow Margin | -24.88% | 13.36% | 3.15% | -2.44% | -1.37% | Upgrade
|
| EBITDA | 5,350 | 1,126 | 500.05 | 14.96 | 229.01 | Upgrade
|
| EBITDA Margin | 21.38% | 8.30% | 5.91% | 0.30% | 7.83% | Upgrade
|
| D&A For EBITDA | 722.1 | 308.85 | 200.69 | 119.61 | 95.49 | Upgrade
|
| EBIT | 4,628 | 816.97 | 299.36 | -104.65 | 133.52 | Upgrade
|
| EBIT Margin | 18.49% | 6.02% | 3.54% | -2.08% | 4.57% | Upgrade
|
| Effective Tax Rate | 2.23% | 2.40% | 2.22% | 4.37% | 6.66% | Upgrade
|
| Revenue as Reported | - | - | - | - | 2,478 | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.