ESAF Small Finance Bank (NSE:ESAFSFB)
India
· Delayed Price · Currency is INR 25.08
+0.16 (0.64%)
Mar 10, 2026, 9:20 AM IST
ESAF Small Finance Bank Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2017 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2020 - 2017 |
| Interest Income on Loans | 34,611 | 38,622 | 38,185 | 28,536 | 19,399 | 16,412 | Upgrade
|
| Interest Paid on Deposits | 18,177 | 18,107 | 14,487 | 10,173 | 7,928 | 7,196 | Upgrade
|
| Net Interest Income | 16,211 | 20,515 | 23,698 | 18,363 | 11,471 | 9,216 | Upgrade
|
| Net Interest Income Growth (YoY) | -26.53% | -13.43% | 29.05% | 60.08% | 24.47% | 16.34% | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.94 | 0.94 | 0.9 | -3.38 | 0.06 | -23.34 | Upgrade
|
| Gain (Loss) on Sale of Investments | 814.94 | 814.94 | 408.17 | -757.53 | 202.08 | 241.84 | Upgrade
|
| Other Non-Interest Income | 6,681 | 3,855 | 4,008 | 3,641 | 1,874 | 1,054 | Upgrade
|
| Total Non-Interest Income | 7,497 | 4,671 | 4,417 | 2,880 | 2,076 | 1,272 | Upgrade
|
| Non-Interest Income Growth (YoY) | 58.27% | 5.74% | 53.39% | 38.73% | 63.13% | -4.46% | Upgrade
|
| Revenues Before Loan Losses | 23,708 | 25,186 | 28,115 | 21,243 | 13,547 | 10,488 | Upgrade
|
| Provision for Loan Losses | 10,577 | 12,501 | 5,923 | 4,877 | 4,180 | 2,756 | Upgrade
|
| Revenue | 13,131 | 12,685 | 22,192 | 16,366 | 9,367 | 7,732 | Upgrade
|
| Revenue Growth (YoY) | -14.47% | -42.84% | 35.60% | 74.71% | 21.14% | -2.25% | Upgrade
|
| Salaries and Employee Benefits | 7,003 | 6,561 | 3,632 | 2,769 | 2,273 | 1,878 | Upgrade
|
| Occupancy Expenses | 1,857 | 1,857 | 1,433 | 1,213 | 945.57 | 721.9 | Upgrade
|
| Selling, General & Administrative | 581.25 | 581.25 | 586.71 | 458.89 | 262.43 | 194.64 | Upgrade
|
| Other Non-Interest Expense | 9,194 | 10,576 | 10,839 | 7,854 | 5,099 | 3,524 | Upgrade
|
| Total Non-Interest Expense | 18,675 | 19,615 | 16,488 | 12,305 | 8,629 | 6,319 | Upgrade
|
| EBT Excluding Unusual Items | -5,543 | -6,930 | 5,704 | 4,060 | 738.5 | 1,414 | Upgrade
|
| Pretax Income | -4,963 | -6,930 | 5,704 | 4,060 | 738.5 | 1,414 | Upgrade
|
| Income Tax Expense | -1,232 | -1,716 | 1,449 | 1,037 | 191.18 | 359.78 | Upgrade
|
| Net Income | -3,731 | -5,214 | 4,256 | 3,023 | 547.32 | 1,054 | Upgrade
|
| Net Income to Common | -3,731 | -5,214 | 4,256 | 3,023 | 547.32 | 1,054 | Upgrade
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| Net Income Growth | - | - | 40.76% | 452.39% | -48.07% | -44.64% | Upgrade
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| Basic Shares Outstanding | 516 | 515 | 475 | 450 | 449 | 428 | Upgrade
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| Diluted Shares Outstanding | 516 | 515 | 476 | 450 | 450 | 428 | Upgrade
|
| Shares Change (YoY) | 0.24% | 8.17% | 5.71% | 0.04% | 5.21% | 0.00% | Upgrade
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| EPS (Basic) | -7.23 | -10.13 | 8.96 | 6.73 | 1.22 | 2.46 | Upgrade
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| EPS (Diluted) | -7.23 | -10.13 | 8.94 | 6.71 | 1.22 | 2.46 | Upgrade
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| EPS Growth | - | - | 33.23% | 451.04% | -50.50% | -44.72% | Upgrade
|
| Dividend Per Share | - | - | 0.700 | - | - | - | Upgrade
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| Effective Tax Rate | - | - | 25.39% | 25.54% | 25.89% | 25.45% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.