Fino Payments Bank Limited (NSE:FINOPB)
177.18
+2.78 (1.59%)
Mar 10, 2026, 9:15 AM IST
Fino Payments Bank Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2018 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2020 - 2018 |
| Interest Income on Loans | 1,952 | 1,952 | 1,500 | 948.65 | 356.28 | 202.55 | Upgrade
|
| Interest Paid on Deposits | 1,114 | 1,006 | 789.01 | 473.69 | 153.06 | 95.42 | Upgrade
|
| Net Interest Income | 1,255 | 946.46 | 711.45 | 474.96 | 203.22 | 107.13 | Upgrade
|
| Net Interest Income Growth (YoY) | 45.43% | 33.03% | 49.79% | 133.72% | 89.69% | 29.67% | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.32 | 0.32 | 0.13 | -0.17 | -3.3 | -6.37 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | -3.02 | 1.09 | - | Upgrade
|
| Other Non-Interest Income | 15,046 | 16,518 | 13,283 | 11,354 | 9,734 | 7,714 | Upgrade
|
| Total Non-Interest Income | 15,046 | 16,519 | 13,283 | 11,350 | 9,732 | 7,708 | Upgrade
|
| Non-Interest Income Growth (YoY) | -4.23% | 24.36% | 17.03% | 16.63% | 26.27% | 14.48% | Upgrade
|
| Revenues Before Loan Losses | 16,300 | 17,465 | 13,995 | 11,825 | 9,935 | 7,815 | Upgrade
|
| Provision for Loan Losses | 158.2 | 158.2 | 6.37 | - | - | 40.22 | Upgrade
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| Revenue | 16,142 | 17,307 | 13,988 | 11,825 | 9,935 | 7,775 | Upgrade
|
| Revenue Growth (YoY) | -2.60% | 23.72% | 18.29% | 19.02% | 27.79% | 14.25% | Upgrade
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| Salaries and Employee Benefits | 2,069 | 1,942 | 1,730 | 1,480 | 1,301 | 1,147 | Upgrade
|
| Occupancy Expenses | 960.64 | 960.64 | 817.63 | 681.14 | 599.72 | 661.53 | Upgrade
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| Selling, General & Administrative | 683.06 | 683.06 | 456.43 | 387 | 410.29 | 333.83 | Upgrade
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| Other Non-Interest Expense | 11,502 | 12,672 | 10,078 | 8,550 | 7,165 | 5,427 | Upgrade
|
| Total Non-Interest Expense | 15,339 | 16,382 | 13,126 | 11,175 | 9,508 | 7,570 | Upgrade
|
| EBT Excluding Unusual Items | 802.85 | 925.35 | 862.24 | 650.87 | 427.41 | 204.74 | Upgrade
|
| Pretax Income | 771.85 | 925.35 | 862.24 | 650.87 | 427.41 | 204.74 | Upgrade
|
| Net Income | 693.55 | 925.35 | 862.24 | 650.87 | 427.41 | 204.74 | Upgrade
|
| Net Income to Common | 693.55 | 925.35 | 862.24 | 650.87 | 427.41 | 204.74 | Upgrade
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| Net Income Growth | -26.01% | 7.32% | 32.48% | 52.28% | 108.75% | - | Upgrade
|
| Basic Shares Outstanding | 83 | 83 | 83 | 83 | 80 | 78 | Upgrade
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| Diluted Shares Outstanding | 83 | 84 | 83 | 83 | 80 | 78 | Upgrade
|
| Shares Change (YoY) | -0.15% | 0.33% | 0.06% | 4.01% | 2.56% | - | Upgrade
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| EPS (Basic) | 8.34 | 11.12 | 10.36 | 7.82 | 5.34 | 2.62 | Upgrade
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| EPS (Diluted) | 8.32 | 11.08 | 10.36 | 7.82 | 5.34 | 2.62 | Upgrade
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| EPS Growth | -25.90% | 6.95% | 32.48% | 46.44% | 103.82% | - | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.