Fino Payments Bank Ratios and Metrics

Market cap in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2018
Period Ending	Mar '26 Mar 6, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2020 - 2018
Market Capitalization	14,513	18,965	23,658	16,997	20,920	-	Upgrade
Market Cap Growth	-24.10%	-19.84%	39.19%	-18.75%	-	-	Upgrade
Last Close Price	174.40	227.89	284.30	204.25	251.40	-	Upgrade
PE Ratio	20.96	20.50	27.44	26.11	48.95	-	Upgrade
PS Ratio	0.90	1.10	1.69	1.44	2.11	-	Upgrade
PB Ratio	1.85	2.54	3.68	3.08	4.36	-	Upgrade
Debt / Equity Ratio	1.10	1.12	1.11	0.79	0.52	1.20	Upgrade
Net Debt / Equity Ratio	-0.42	-0.11	-0.06	-0.33	-0.63	-0.05	Upgrade
Net Debt / FCF Ratio	-	0.13	0.07	0.35	2.63	0.04	Upgrade
Return on Equity (ROE)	-	13.31%	14.42%	12.61%	13.56%	14.59%	Upgrade
Return on Assets (ROA)	-	2.43%	2.93%	3.14%	3.18%	2.51%	Upgrade
Earnings Yield	4.78%	4.88%	3.65%	3.83%	2.04%	-	Upgrade
FCF Yield	-	-32.44%	-22.93%	-31.12%	-5.49%	-	Upgrade
Buyback Yield / Dilution	0.15%	-0.33%	-0.06%	-4.01%	-2.56%	-	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.