The Karur Vysya Bank Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2020 - 2016
Net Income	-	19,416	16,048	11,061	6,733	3,594	Upgrade
Depreciation & Amortization	-	1,137	1,003	1,057	1,192	1,241	Upgrade
Gain (Loss) on Sale of Assets	-	-30.63	-78.31	-10.36	-11.03	-2.23	Upgrade
Gain (Loss) on Sale of Investments	-	852.79	-1,510	956.86	2,429	2,605	Upgrade
Provision for Credit Losses	-	5,038	6,205	8,539	6,459	6,591	Upgrade
Change in Other Net Operating Assets	-	-114,168	-119,677	-98,812	-74,798	-24,871	Upgrade
Other Operating Activities	-	2,945	2,764	7,849	6,863	2,462	Upgrade
Operating Cash Flow	-	-84,782	-95,211	-69,344	-51,128	-8,378	Upgrade
Capital Expenditures	-	-1,716	-980.98	-622.18	-586.07	-765.61	Upgrade
Sale of Property, Plant and Equipment	-	36.6	78.31	10.36	11.03	2.23	Upgrade
Investment in Securities	-	-19,828	-12,062	-12,090	-15,363	-13,025	Upgrade
Investing Cash Flow	-	-21,508	-12,965	-12,702	-15,938	-13,789	Upgrade
Long-Term Debt Repaid	-	-	-4,870	-	-	-	Upgrade
Net Debt Issued (Repaid)	-	-	-4,870	-	-	-	Upgrade
Issuance of Common Stock	-	44.18	83.09	80.81	26.7	-	Upgrade
Common Dividends Paid	-	-1,925	-1,604	-1,279	-403.71	-6.94	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	129,653	124,751	81,516	54,083	42,034	Upgrade
Other Financing Activities	-	-	-550.08	-581.97	-581.97	-581.97	Upgrade
Financing Cash Flow	-	127,771	117,810	79,735	53,124	41,445	Upgrade
Net Cash Flow	-	21,482	9,634	-2,310	-13,942	19,278	Upgrade
Free Cash Flow	-	-86,498	-96,192	-69,966	-51,714	-9,144	Upgrade
Free Cash Flow Margin	-	-158.19%	-202.98%	-201.70%	-185.67%	-36.27%	Upgrade
Free Cash Flow Per Share	-	-89.53	-99.73	-72.61	-53.84	-9.53	Upgrade
Cash Interest Paid	-	-	550.08	581.97	581.97	581.97	Upgrade
Cash Income Tax Paid	-	5,150	4,550	-2,050	-3,150	1,400	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.