Punjab & Sind Bank (NSE:PSB)
India
· Delayed Price · Currency is INR 24.87
-0.42 (-1.66%)
Mar 6, 2026, 3:29 PM IST
Punjab & Sind Bank Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 120,567 | 114,813 | 96,940 | 79,927 | 70,958 | 69,739 | Upgrade
|
| Interest Paid on Deposits | 81,518 | 76,976 | 68,529 | 50,194 | 44,445 | 47,120 | Upgrade
|
| Net Interest Income | 39,586 | 37,837 | 28,410 | 29,734 | 26,513 | 22,619 | Upgrade
|
| Net Interest Income Growth (YoY) | 18.13% | 33.18% | -4.45% | 12.15% | 17.21% | 9.93% | Upgrade
|
| Gain (Loss) on Sale of Assets | -1.98 | -1.98 | 4.4 | 21.54 | -1.58 | -0.1 | Upgrade
|
| Gain (Loss) on Sale of Investments | 3,746 | 3,746 | 113.91 | -141.78 | 2,707 | 4,159 | Upgrade
|
| Other Non-Interest Income | 16,528 | 11,932 | 12,096 | 9,520 | 6,889 | 4,877 | Upgrade
|
| Total Non-Interest Income | 20,272 | 15,677 | 12,215 | 9,400 | 9,594 | 9,036 | Upgrade
|
| Non-Interest Income Growth (YoY) | 55.48% | 28.34% | 29.95% | -2.02% | 6.17% | 0.69% | Upgrade
|
| Revenues Before Loan Losses | 59,858 | 53,513 | 40,625 | 39,133 | 36,107 | 31,655 | Upgrade
|
| Provision for Loan Losses | 11,983 | 10,591 | 5,355 | 1,369 | 2,910 | 35,049 | Upgrade
|
| Revenue | 47,875 | 42,922 | 35,270 | 37,764 | 33,197 | -3,394 | Upgrade
|
| Revenue Growth (YoY) | 24.66% | 21.70% | -6.60% | 13.76% | - | - | Upgrade
|
| Salaries and Employee Benefits | 22,152 | 20,885 | 19,442 | 15,444 | 14,786 | 16,881 | Upgrade
|
| Occupancy Expenses | 3,289 | 3,289 | 3,197 | 3,160 | 2,835 | 2,621 | Upgrade
|
| Selling, General & Administrative | 1,092 | 1,092 | 946.35 | 1,074 | 488.41 | 429.49 | Upgrade
|
| Other Non-Interest Expense | 8,766 | 7,497 | 5,730 | 4,957 | 4,697 | 4,003 | Upgrade
|
| Total Non-Interest Expense | 35,300 | 32,764 | 29,316 | 24,634 | 22,806 | 23,935 | Upgrade
|
| EBT Excluding Unusual Items | 12,575 | 10,158 | 5,954 | 13,130 | 10,391 | -27,329 | Upgrade
|
| Pretax Income | 12,575 | 10,158 | 5,954 | 13,130 | 10,391 | -27,329 | Upgrade
|
| Income Tax Expense | 446.5 | - | - | - | - | - | Upgrade
|
| Net Income | 12,129 | 10,158 | 5,954 | 13,130 | 10,391 | -27,329 | Upgrade
|
| Net Income to Common | 12,129 | 10,158 | 5,954 | 13,130 | 10,391 | -27,329 | Upgrade
|
| Net Income Growth | 43.98% | 70.61% | -54.65% | 26.37% | - | - | Upgrade
|
| Basic Shares Outstanding | 7,027 | 6,781 | 6,778 | 6,778 | 4,060 | 765 | Upgrade
|
| Diluted Shares Outstanding | 7,027 | 6,781 | 6,778 | 6,778 | 4,060 | 765 | Upgrade
|
| Shares Change (YoY) | 4.21% | 0.05% | - | 66.94% | 430.52% | 21.69% | Upgrade
|
| EPS (Basic) | 1.73 | 1.50 | 0.88 | 1.94 | 2.56 | -35.71 | Upgrade
|
| EPS (Diluted) | 1.73 | 1.50 | 0.88 | 1.94 | 2.56 | -35.71 | Upgrade
|
| EPS Growth | 38.16% | 70.52% | -54.65% | -24.30% | - | - | Upgrade
|
| Dividend Per Share | - | 0.070 | 0.200 | 0.480 | 0.310 | - | Upgrade
|
| Dividend Growth | - | -65.00% | -58.33% | 54.84% | - | - | Upgrade
|
| Effective Tax Rate | 3.55% | - | - | - | - | - | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.