Satin Creditcare Network Limited (NSE:SATIN)
146.20
-4.79 (-3.17%)
At close: Mar 9, 2026
Satin Creditcare Network Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 24,444 | 23,030 | 18,818 | 12,490 | 12,278 | 11,672 | Upgrade
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| Total Interest Expense | 10,881 | 10,452 | 8,972 | 6,129 | 6,288 | 6,367 | Upgrade
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| Net Interest Income | 13,563 | 12,578 | 9,845 | 6,361 | 5,990 | 5,304 | Upgrade
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| Commissions and Fees | 282.6 | 370.65 | 653.68 | 767.44 | 812.68 | 955.6 | Upgrade
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| Gain (Loss) on Sale of Investments | 220.05 | 220.05 | 121.55 | 37.66 | 26.48 | - | Upgrade
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| Other Revenue | 3,859 | 2,392 | 2,798 | 2,212 | 686.53 | 1,160 | Upgrade
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| Revenue Before Loan Losses | 17,924 | 15,560 | 13,418 | 9,378 | 7,516 | 7,420 | Upgrade
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| Provision for Loan Losses | 5,267 | 5,204 | 1,508 | 4,000 | 1,807 | 2,790 | Upgrade
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| Revenue | 12,658 | 10,356 | 11,910 | 5,379 | 5,708 | 4,630 | Upgrade
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| Revenue Growth (YoY) | 13.63% | -13.05% | 121.44% | -5.78% | 23.29% | -36.53% | Upgrade
|
| Salaries & Employee Benefits | 6,762 | 5,863 | 4,479 | 3,876 | 3,931 | 3,373 | Upgrade
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| Cost of Services Provided | 244.01 | 244.01 | 173.1 | 246.04 | 176.69 | 180.27 | Upgrade
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| Other Operating Expenses | 1,928 | 1,590 | 1,174 | 1,021 | 1,100 | 1,076 | Upgrade
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| Total Operating Expenses | 9,221 | 7,970 | 6,053 | 5,327 | 5,368 | 4,780 | Upgrade
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| Operating Income | 3,437 | 2,386 | 5,858 | 51.25 | 339.93 | -150.03 | Upgrade
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| Currency Exchange Gain (Loss) | -1,027 | - | - | - | - | 38.62 | Upgrade
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| EBT Excluding Unusual Items | 2,381 | 2,357 | 5,832 | 51.25 | 346.93 | -98.57 | Upgrade
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| Gain (Loss) on Sale of Investments | - | - | - | - | - | 2.21 | Upgrade
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| Other Unusual Items | 1.25 | 1.25 | 1.56 | 0.76 | 0.78 | 0.32 | Upgrade
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| Pretax Income | 2,381 | 2,358 | 5,829 | 52.41 | 341.79 | -97.54 | Upgrade
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| Income Tax Expense | 460.66 | 496.42 | 1,469 | 4.28 | 134.8 | 42.28 | Upgrade
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| Earnings From Continuing Ops. | 1,921 | 1,861 | 4,359 | 48.13 | 206.99 | -139.82 | Upgrade
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| Net Income | 1,921 | 1,861 | 4,359 | 48.13 | 206.99 | -139.82 | Upgrade
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| Net Income to Common | 1,921 | 1,861 | 4,359 | 48.13 | 206.99 | -139.82 | Upgrade
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| Net Income Growth | -34.33% | -57.30% | 8957.32% | -76.75% | - | - | Upgrade
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| Shares Outstanding (Basic) | 110 | 110 | 98 | 78 | 70 | 62 | Upgrade
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| Shares Outstanding (Diluted) | 110 | 110 | 101 | 82 | 76 | 62 | Upgrade
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| Shares Change (YoY) | -0.06% | 9.18% | 23.11% | 7.62% | 22.66% | 19.94% | Upgrade
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| EPS (Basic) | 17.46 | 16.92 | 44.34 | 0.62 | 2.96 | -2.26 | Upgrade
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| EPS (Diluted) | 17.46 | 16.92 | 43.27 | 0.59 | 2.72 | -2.26 | Upgrade
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| EPS Growth | -34.29% | -60.90% | 7233.90% | -78.31% | - | - | Upgrade
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| Free Cash Flow | - | -5,829 | -20,817 | -9,660 | 3,302 | -9,649 | Upgrade
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| Free Cash Flow Per Share | - | -53.00 | -206.63 | -118.05 | 43.43 | -155.64 | Upgrade
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| Operating Margin | 27.15% | 23.04% | 49.18% | 0.95% | 5.96% | -3.24% | Upgrade
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| Profit Margin | 15.17% | 17.97% | 36.60% | 0.90% | 3.63% | -3.02% | Upgrade
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| Free Cash Flow Margin | - | -56.29% | -174.78% | -179.61% | 57.85% | -208.40% | Upgrade
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| Effective Tax Rate | 19.35% | 21.05% | 25.21% | 8.16% | 39.44% | - | Upgrade
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| Revenue as Reported | 28,812 | 26,019 | 22,405 | 15,509 | 13,811 | 13,802 | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.