Bien Sparebank ASA (OSL:BIEN)
142.00
0.00 (0.00%)
At close: Mar 6, 2026
Bien Sparebank ASA Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 333.25 | 305.45 | 251.39 | 154.42 | 118.53 | Upgrade
|
| Interest Income on Investments | 9.93 | 4.67 | 6.48 | 9.1 | 7.83 | Upgrade
|
| Total Interest Income | 343.18 | 310.11 | 257.86 | 163.52 | 126.36 | Upgrade
|
| Interest Paid on Deposits | 198.46 | 177.57 | 133.35 | 59.9 | 42.41 | Upgrade
|
| Net Interest Income | 144.72 | 132.54 | 124.51 | 103.62 | 83.95 | Upgrade
|
| Net Interest Income Growth (YoY) | 9.19% | 6.45% | 20.16% | 23.43% | 5.76% | Upgrade
|
| Gain (Loss) on Sale of Investments | 1.03 | 2.02 | 3.41 | -1.64 | -0.91 | Upgrade
|
| Other Non-Interest Income | 24.67 | 18.55 | 15.34 | 16.56 | 18.79 | Upgrade
|
| Total Non-Interest Income | 25.7 | 20.57 | 18.75 | 14.93 | 17.88 | Upgrade
|
| Non-Interest Income Growth (YoY) | 24.96% | 9.69% | 25.63% | -16.53% | 1.38% | Upgrade
|
| Revenues Before Loan Losses | 170.42 | 153.11 | 143.26 | 118.55 | 101.84 | Upgrade
|
| Provision for Loan Losses | 2.03 | -0.4 | -2.35 | 2.99 | 3.3 | Upgrade
|
| Revenue | 168.39 | 153.51 | 145.61 | 115.56 | 98.53 | Upgrade
|
| Revenue Growth (YoY) | 9.70% | 5.42% | 26.01% | 17.27% | 5.65% | Upgrade
|
| Salaries and Employee Benefits | 47.56 | 41.46 | 38.34 | 33.32 | 32.54 | Upgrade
|
| Occupancy Expenses | 4.23 | 4.19 | 4.25 | 4.32 | 4.4 | Upgrade
|
| Selling, General & Administrative | - | 2.91 | 2.21 | 1.52 | 0.88 | Upgrade
|
| Other Non-Interest Expense | 33.92 | 26.75 | 29.54 | 25.48 | 24.59 | Upgrade
|
| Total Non-Interest Expense | 85.71 | 75.3 | 74.34 | 64.64 | 62.42 | Upgrade
|
| EBT Excluding Unusual Items | 82.68 | 78.2 | 71.27 | 50.92 | 36.12 | Upgrade
|
| Pretax Income | 82.68 | 78.2 | 71.27 | 50.92 | 36.12 | Upgrade
|
| Income Tax Expense | 17.48 | 17.43 | 15.42 | 8.83 | 6.62 | Upgrade
|
| Net Income | 65.2 | 60.77 | 55.85 | 42.09 | 29.5 | Upgrade
|
| Preferred Dividends & Other Adjustments | 3.76 | 3.87 | 3.56 | 2.02 | - | Upgrade
|
| Net Income to Common | 61.44 | 56.9 | 52.29 | 40.07 | 29.5 | Upgrade
|
| Net Income Growth | 7.28% | 8.82% | 32.69% | 42.70% | 13.38% | Upgrade
|
| Basic Shares Outstanding | 6 | 6 | 6 | 6 | 5 | Upgrade
|
| Diluted Shares Outstanding | 6 | 6 | 6 | 6 | 5 | Upgrade
|
| Shares Change (YoY) | - | - | - | 13.23% | - | Upgrade
|
| EPS (Basic) | 10.82 | 10.02 | 9.21 | 7.05 | 5.88 | Upgrade
|
| EPS (Diluted) | 10.82 | 10.02 | 9.21 | 7.05 | 5.88 | Upgrade
|
| EPS Growth | 7.97% | 8.83% | 30.50% | 19.98% | 13.38% | Upgrade
|
| Dividend Per Share | - | 5.350 | 4.920 | 3.700 | - | Upgrade
|
| Dividend Growth | - | 8.74% | 32.97% | - | - | Upgrade
|
| Effective Tax Rate | 21.15% | 22.29% | 21.64% | 17.34% | 18.33% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.