Bien Sparebank ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	65.2	60.77	55.85	42.09	29.5	Upgrade
Depreciation & Amortization	4.23	4.19	4.25	4.32	4.4	Upgrade
Other Operating Activities	-224.42	-38.85	-230.39	38.4	-9.1	Upgrade
Operating Cash Flow	-154.99	26.11	-170.29	84.8	24.8	Upgrade
Operating Cash Flow Growth	-	-	-	241.95%	-5.46%	Upgrade
Sale of Property, Plant and Equipment	-	-	19.74	-	-	Upgrade
Investment in Securities	-38.31	-10.79	-2.96	-31.78	4.58	Upgrade
Other Investing Activities	9.93	4.66	6.48	9.1	7.83	Upgrade
Investing Cash Flow	-28.38	-6.13	23.25	-22.68	12.41	Upgrade
Long-Term Debt Issued	500	420	420	189.83	170	Upgrade
Long-Term Debt Repaid	-305.59	-345.2	-323.7	-185.25	-229.21	Upgrade
Net Debt Issued (Repaid)	194.42	74.8	96.3	4.58	-59.21	Upgrade
Common Dividends Paid	-30.38	-27.95	-21.05	-11.7	-8.5	Upgrade
Other Financing Activities	-62.17	-56.46	-50.63	28.91	-11.99	Upgrade
Financing Cash Flow	101.86	-9.61	24.63	21.79	-79.7	Upgrade
Net Cash Flow	-81.51	10.38	-122.41	83.92	-42.49	Upgrade
Free Cash Flow	-154.99	26.11	-170.29	84.8	24.8	Upgrade
Free Cash Flow Growth	-	-	-	241.95%	-5.46%	Upgrade
Free Cash Flow Margin	-92.04%	17.01%	-116.95%	73.39%	25.17%	Upgrade
Free Cash Flow Per Share	-27.29	4.60	-29.98	14.93	4.94	Upgrade
Cash Interest Paid	192.03	170.5	132.9	58.7	41.79	Upgrade
Cash Income Tax Paid	17.62	13.62	7.78	7.8	9.68	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.