Bien Sparebank ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Net Income	63.23	60.77	55.85	42.09	29.5	26.02	Upgrade
Depreciation & Amortization	4.19	4.19	4.25	4.32	4.4	0.57	Upgrade
Other Operating Activities	-36.6	-38.85	-230.39	38.4	-9.1	-0.35	Upgrade
Operating Cash Flow	30.82	26.11	-170.29	84.8	24.8	26.23	Upgrade
Operating Cash Flow Growth	-	-	-	241.95%	-5.46%	-81.98%	Upgrade
Sale of Property, Plant and Equipment	-	-	19.74	-	-	-	Upgrade
Investment in Securities	2.94	-10.79	-2.96	-31.78	4.58	-8.64	Upgrade
Other Investing Activities	8.36	4.66	6.48	9.1	7.83	8.34	Upgrade
Investing Cash Flow	11.3	-6.13	23.25	-22.68	12.41	-0.31	Upgrade
Long-Term Debt Issued	-	420	420	189.83	170	16.78	Upgrade
Long-Term Debt Repaid	-	-345.2	-323.7	-185.25	-229.21	-29.54	Upgrade
Net Debt Issued (Repaid)	197.28	74.8	96.3	4.58	-59.21	-12.76	Upgrade
Common Dividends Paid	-30.38	-27.95	-21.05	-11.7	-8.5	-8.1	Upgrade
Other Financing Activities	-74.5	-56.46	-50.63	28.91	-11.99	-17.79	Upgrade
Financing Cash Flow	92.4	-9.61	24.63	21.79	-79.7	-38.66	Upgrade
Net Cash Flow	134.52	10.38	-122.41	83.92	-42.49	-12.73	Upgrade
Free Cash Flow	30.82	26.11	-170.29	84.8	24.8	26.23	Upgrade
Free Cash Flow Growth	-	-	-	241.95%	-5.46%	-81.98%	Upgrade
Free Cash Flow Margin	18.89%	17.01%	-116.95%	73.39%	25.17%	28.13%	Upgrade
Free Cash Flow Per Share	5.43	4.60	-29.98	14.93	4.94	5.23	Upgrade
Cash Interest Paid	193.18	170.5	132.9	58.7	41.79	62.7	Upgrade
Cash Income Tax Paid	19.3	13.62	7.78	7.8	9.68	11.16	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.