Flekkefjord Sparebank (OSL:FFSB)
122.30
+1.10 (0.91%)
Mar 6, 2026, 1:59 PM CET
Flekkefjord Sparebank Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 655.08 | 576.96 | 439.29 | 237.88 | 145.94 | Upgrade
|
| Interest Income on Investments | 13.74 | 12.11 | 13.47 | 12.94 | 13.4 | Upgrade
|
| Total Interest Income | 668.81 | 589.07 | 452.76 | 250.81 | 159.34 | Upgrade
|
| Interest Paid on Deposits | 408.32 | 343.37 | 230.73 | 85.2 | 43.15 | Upgrade
|
| Total Interest Expense | 408.32 | 343.37 | 230.73 | 85.2 | 43.15 | Upgrade
|
| Net Interest Income | 260.49 | 245.7 | 222.03 | 165.61 | 116.19 | Upgrade
|
| Net Interest Income Growth (YoY) | 6.02% | 10.66% | 34.06% | 42.54% | 24.88% | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | 9.48 | 15.73 | Upgrade
|
| Other Non-Interest Income | 75.13 | 60.31 | 36.08 | 18.18 | 13.94 | Upgrade
|
| Total Non-Interest Income | 75.13 | 60.31 | 36.08 | 27.66 | 29.67 | Upgrade
|
| Non-Interest Income Growth (YoY) | 24.58% | 67.15% | 30.46% | -6.79% | 5.22% | Upgrade
|
| Revenues Before Loan Losses | 335.63 | 306.01 | 258.11 | 193.27 | 145.86 | Upgrade
|
| Provision for Loan Losses | 9.46 | 12.77 | 7.7 | 17.98 | 2.42 | Upgrade
|
| Revenue | 326.17 | 293.24 | 250.41 | 175.29 | 143.44 | Upgrade
|
| Revenue Growth (YoY) | 11.23% | 17.10% | 42.85% | 22.20% | 33.12% | Upgrade
|
| Salaries and Employee Benefits | 97.78 | 81.91 | 68.86 | 55.23 | 44.42 | Upgrade
|
| Occupancy Expenses | 9.94 | 8.16 | 9.28 | 7.21 | 4.04 | Upgrade
|
| Selling, General & Administrative | - | 5.55 | 5.17 | 5.27 | 3.4 | Upgrade
|
| Other Non-Interest Expense | 58.8 | 46.39 | 39.31 | 33.51 | 26.93 | Upgrade
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| Total Non-Interest Expense | 166.51 | 142.01 | 122.63 | 101.22 | 78.79 | Upgrade
|
| EBT Excluding Unusual Items | 159.66 | 151.22 | 127.78 | 74.07 | 64.65 | Upgrade
|
| Pretax Income | 159.66 | 151.22 | 127.78 | 74.07 | 64.65 | Upgrade
|
| Income Tax Expense | 32.97 | 27.52 | 26.31 | 12.8 | 8.45 | Upgrade
|
| Net Income | 126.69 | 123.7 | 101.46 | 61.27 | 56.2 | Upgrade
|
| Net Income to Common | 126.69 | 123.7 | 101.46 | 61.27 | 56.2 | Upgrade
|
| Net Income Growth | 2.42% | 21.92% | 65.60% | 9.03% | 61.48% | Upgrade
|
| Basic Shares Outstanding | 1 | 2 | - | - | - | Upgrade
|
| Diluted Shares Outstanding | 1 | 2 | - | - | - | Upgrade
|
| Shares Change (YoY) | -0.10% | - | - | - | - | Upgrade
|
| EPS (Basic) | 84.54 | 82.47 | - | - | - | Upgrade
|
| EPS (Diluted) | 84.54 | 82.47 | - | - | - | Upgrade
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| EPS Growth | 2.52% | - | - | - | - | Upgrade
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| Dividend Per Share | 6.400 | 4.600 | - | - | - | Upgrade
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| Dividend Growth | 39.13% | - | - | - | - | Upgrade
|
| Effective Tax Rate | 20.65% | 18.20% | 20.59% | 17.28% | 13.07% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.