Pareto Bank ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Net Income	-	687.27	605.46	555.5	504.54	428.37	Upgrade
Depreciation & Amortization	-	9.81	8.9	8.17	7.77	3.03	Upgrade
Other Amortization	-	8.81	7.88	7.75	6.71	6.4	Upgrade
Other Operating Activities	-	1,461	-289.95	-1,660	-1,488	563.37	Upgrade
Operating Cash Flow	-	2,167	332.28	-1,089	-968.9	1,001	Upgrade
Operating Cash Flow Growth	-	552.04%	-	-	-	-	Upgrade
Capital Expenditures	-	-3.87	-1.21	-0.87	-4.77	-3.08	Upgrade
Investment in Securities	-	5.04	1.41	3.37	8.13	3.95	Upgrade
Purchase / Sale of Intangibles	-	-7.26	-17.6	-7.94	-8.35	-4.33	Upgrade
Other Investing Activities	-	-	-0	-	-	-	Upgrade
Investing Cash Flow	-	-6.09	-17.4	-5.45	-5	-3.46	Upgrade
Long-Term Debt Issued	-	15.7	837.18	1,701	1,200	0.13	Upgrade
Long-Term Debt Repaid	-	-429.13	-14.73	-447.01	-108.53	-681.05	Upgrade
Net Debt Issued (Repaid)	-	-413.42	822.45	1,254	1,092	-680.92	Upgrade
Issuance of Common Stock	-	100	487.39	100	-	-	Upgrade
Common Dividends Paid	-	-348.59	-308.62	-260.88	-218.46	-149.82	Upgrade
Other Financing Activities	-	-509.05	-412.7	-159.34	-73.16	-10.03	Upgrade
Financing Cash Flow	-	-1,171	588.51	933.87	800.03	-840.76	Upgrade
Net Cash Flow	-	989.44	903.39	-160.14	-173.87	156.95	Upgrade
Free Cash Flow	-	2,163	331.07	-1,089	-973.68	998.09	Upgrade
Free Cash Flow Growth	-	553.25%	-	-	-	-	Upgrade
Free Cash Flow Margin	-	192.12%	33.18%	-118.38%	-117.24%	140.64%	Upgrade
Free Cash Flow Per Share	-	28.15	4.31	-15.59	-13.68	13.96	Upgrade
Cash Interest Paid	-	1,008	764.43	272.73	173.22	230.89	Upgrade
Cash Income Tax Paid	-	172.8	165.47	179.03	125.97	107.95	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.