Pareto Bank ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	675.61	687.27	605.46	555.5	504.54	Upgrade
Depreciation & Amortization	20.15	9.81	8.9	8.17	7.77	Upgrade
Other Amortization	-	8.81	7.88	7.75	6.71	Upgrade
Other Operating Activities	-280.91	1,461	-289.95	-1,660	-1,488	Upgrade
Operating Cash Flow	414.85	2,167	332.28	-1,089	-968.9	Upgrade
Operating Cash Flow Growth	-80.85%	552.04%	-	-	-	Upgrade
Capital Expenditures	-0.61	-3.87	-1.21	-0.87	-4.77	Upgrade
Investment in Securities	3.33	5.04	1.41	3.37	8.13	Upgrade
Purchase / Sale of Intangibles	-8.49	-7.26	-17.6	-7.94	-8.35	Upgrade
Other Investing Activities	-	-	-0	-	-	Upgrade
Investing Cash Flow	-5.76	-6.09	-17.4	-5.45	-5	Upgrade
Long-Term Debt Issued	166.98	15.7	837.18	1,701	1,200	Upgrade
Long-Term Debt Repaid	-774.04	-429.13	-14.73	-447.01	-108.53	Upgrade
Net Debt Issued (Repaid)	-607.06	-413.42	822.45	1,254	1,092	Upgrade
Issuance of Common Stock	-	100	487.39	100	-	Upgrade
Common Dividends Paid	-370.64	-348.59	-308.62	-260.88	-218.46	Upgrade
Other Financing Activities	-482.19	-509.05	-412.7	-159.34	-73.16	Upgrade
Financing Cash Flow	-1,460	-1,171	588.51	933.87	800.03	Upgrade
Net Cash Flow	-1,051	989.44	903.39	-160.14	-173.87	Upgrade
Free Cash Flow	414.24	2,163	331.07	-1,089	-973.68	Upgrade
Free Cash Flow Growth	-80.85%	553.25%	-	-	-	Upgrade
Free Cash Flow Margin	36.96%	192.12%	33.18%	-118.38%	-117.24%	Upgrade
Free Cash Flow Per Share	5.40	28.15	4.31	-15.59	-13.68	Upgrade
Cash Interest Paid	1,041	958.89	725.43	272.73	173.22	Upgrade
Cash Income Tax Paid	243.56	172.8	165.47	179.03	125.97	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.