SpareBank 1 Ringerike Hadeland (OSL:RING)
Norway
· Delayed Price · Currency is NOK 392.50
+2.50 (0.64%)
At close: Dec 5, 2025
OSL:RING Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 1,764 | 1,779 | 1,482 | 867 | 562 | 619 | Upgrade
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| Interest Income on Investments | 120 | 82 | 63 | 72 | 57 | 63 | Upgrade
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| Total Interest Income | 1,884 | 1,861 | 1,545 | 939 | 619 | 682 | Upgrade
|
| Interest Paid on Deposits | 1,005 | 999 | 787 | 349 | 143 | 229 | Upgrade
|
| Net Interest Income | 879 | 862 | 758 | 590 | 476 | 453 | Upgrade
|
| Net Interest Income Growth (YoY) | 2.45% | 13.72% | 28.48% | 23.95% | 5.08% | -0.66% | Upgrade
|
| Gain (Loss) on Sale of Investments | 74 | 77 | 2 | -2 | -1 | -21 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | 70 | 97 | -5 | 27 | 89 | 83 | Upgrade
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| Other Non-Interest Income | 390 | 352 | 326 | 335 | 357 | 317 | Upgrade
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| Total Non-Interest Income | 534 | 526 | 323 | 360 | 445 | 379 | Upgrade
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| Non-Interest Income Growth (YoY) | 10.56% | 62.85% | -10.28% | -19.10% | 17.41% | -12.67% | Upgrade
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| Revenues Before Loan Losses | 1,413 | 1,388 | 1,081 | 950 | 921 | 832 | Upgrade
|
| Provision for Loan Losses | 22 | 33 | 14 | 19 | -6 | 28 | Upgrade
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| Revenue | 1,391 | 1,355 | 1,067 | 931 | 927 | 804 | Upgrade
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| Revenue Growth (YoY) | 6.02% | 26.99% | 14.61% | 0.43% | 15.30% | -8.74% | Upgrade
|
| Salaries and Employee Benefits | 280 | 262 | 260 | 227 | 215 | 206 | Upgrade
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| Selling, General & Administrative | 23 | 23 | 26 | 19 | 13 | 13 | Upgrade
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| Other Non-Interest Expense | 206 | 193 | 169 | 150 | 141 | 130 | Upgrade
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| Total Non-Interest Expense | 509 | 478 | 455 | 396 | 369 | 349 | Upgrade
|
| EBT Excluding Unusual Items | 882 | 877 | 612 | 535 | 558 | 455 | Upgrade
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| Pretax Income | 882 | 877 | 612 | 535 | 558 | 455 | Upgrade
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| Income Tax Expense | 162 | 173 | 150 | 114 | 112 | 88 | Upgrade
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| Earnings From Continuing Operations | 720 | 704 | 462 | 421 | 446 | 367 | Upgrade
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| Minority Interest in Earnings | -0.6 | -0.4 | -0.4 | -0.4 | -0.5 | -0.5 | Upgrade
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| Net Income | 719.4 | 703.6 | 461.6 | 420.6 | 445.5 | 366.5 | Upgrade
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| Preferred Dividends & Other Adjustments | 27 | 19 | 12 | 11 | 12 | 10 | Upgrade
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| Net Income to Common | 692.4 | 684.6 | 449.6 | 409.6 | 433.5 | 356.5 | Upgrade
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| Net Income Growth | 13.43% | 52.43% | 9.75% | -5.59% | 21.55% | -13.87% | Upgrade
|
| Basic Shares Outstanding | 15 | 16 | 16 | 16 | 16 | 16 | Upgrade
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| Diluted Shares Outstanding | 15 | 16 | 16 | 16 | 16 | 16 | Upgrade
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| Shares Change (YoY) | 0.33% | -0.31% | 0.16% | 0.12% | -0.11% | -0.09% | Upgrade
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| EPS (Basic) | 44.84 | 43.79 | 28.67 | 26.16 | 27.72 | 22.77 | Upgrade
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| EPS (Diluted) | 44.84 | 43.79 | 28.67 | 26.16 | 27.72 | 22.77 | Upgrade
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| EPS Growth | 11.45% | 52.74% | 9.59% | -5.63% | 21.74% | -13.91% | Upgrade
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| Dividend Per Share | 30.000 | 30.000 | 20.000 | 13.100 | 13.900 | 2.200 | Upgrade
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| Dividend Growth | 50.00% | 50.00% | 52.67% | -5.75% | 531.82% | -83.46% | Upgrade
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| Effective Tax Rate | 18.37% | 19.73% | 24.51% | 21.31% | 20.07% | 19.34% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.