SpareBank 1 Ringerike Hadeland (OSL:RING)
463.00
0.00 (0.00%)
Mar 6, 2026, 3:51 PM CET
OSL:RING Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 1,737 | 1,779 | 1,482 | 867 | 562 | Upgrade
|
| Interest Income on Investments | 119 | 82 | 63 | 72 | 57 | Upgrade
|
| Total Interest Income | 1,856 | 1,861 | 1,545 | 939 | 619 | Upgrade
|
| Interest Paid on Deposits | 986 | 999 | 787 | 349 | 143 | Upgrade
|
| Net Interest Income | 870 | 862 | 758 | 590 | 476 | Upgrade
|
| Net Interest Income Growth (YoY) | 0.93% | 13.72% | 28.48% | 23.95% | 5.08% | Upgrade
|
| Gain (Loss) on Sale of Investments | 87 | 77 | 2 | -2 | -1 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | 77 | 97 | -5 | 27 | 89 | Upgrade
|
| Other Non-Interest Income | 410 | 352 | 326 | 335 | 357 | Upgrade
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| Total Non-Interest Income | 574 | 526 | 323 | 360 | 445 | Upgrade
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| Non-Interest Income Growth (YoY) | 9.13% | 62.85% | -10.28% | -19.10% | 17.41% | Upgrade
|
| Revenues Before Loan Losses | 1,444 | 1,388 | 1,081 | 950 | 921 | Upgrade
|
| Provision for Loan Losses | -5 | 33 | 14 | 19 | -6 | Upgrade
|
| Revenue | 1,449 | 1,355 | 1,067 | 931 | 927 | Upgrade
|
| Revenue Growth (YoY) | 6.94% | 26.99% | 14.61% | 0.43% | 15.30% | Upgrade
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| Salaries and Employee Benefits | 311 | 262 | 260 | 227 | 215 | Upgrade
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| Occupancy Expenses | 15 | - | - | - | - | Upgrade
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| Selling, General & Administrative | - | 23 | 26 | 19 | 13 | Upgrade
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| Other Non-Interest Expense | 218 | 193 | 169 | 150 | 141 | Upgrade
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| Total Non-Interest Expense | 544 | 478 | 455 | 396 | 369 | Upgrade
|
| EBT Excluding Unusual Items | 905 | 877 | 612 | 535 | 558 | Upgrade
|
| Pretax Income | 905 | 877 | 612 | 535 | 558 | Upgrade
|
| Income Tax Expense | 171 | 173 | 150 | 114 | 112 | Upgrade
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| Earnings From Continuing Operations | 734 | 704 | 462 | 421 | 446 | Upgrade
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| Minority Interest in Earnings | - | -0.4 | -0.4 | -0.4 | -0.5 | Upgrade
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| Net Income | 734 | 703.6 | 461.6 | 420.6 | 445.5 | Upgrade
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| Preferred Dividends & Other Adjustments | - | 19 | 12 | 11 | 12 | Upgrade
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| Net Income to Common | 734 | 684.6 | 449.6 | 409.6 | 433.5 | Upgrade
|
| Net Income Growth | 4.32% | 52.43% | 9.75% | -5.59% | 21.55% | Upgrade
|
| Basic Shares Outstanding | 16 | 16 | 16 | 16 | 16 | Upgrade
|
| Diluted Shares Outstanding | 16 | 16 | 16 | 16 | 16 | Upgrade
|
| Shares Change (YoY) | 0.11% | -0.31% | 0.16% | 0.12% | -0.11% | Upgrade
|
| EPS (Basic) | 46.90 | 43.79 | 28.67 | 26.16 | 27.72 | Upgrade
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| EPS (Diluted) | 46.90 | 43.79 | 28.67 | 26.16 | 27.72 | Upgrade
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| EPS Growth | 7.10% | 52.74% | 9.59% | -5.63% | 21.74% | Upgrade
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| Dividend Per Share | - | 30.000 | 20.000 | 13.100 | 13.900 | Upgrade
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| Dividend Growth | - | 50.00% | 52.67% | -5.75% | 531.82% | Upgrade
|
| Effective Tax Rate | 18.89% | 19.73% | 24.51% | 21.31% | 20.07% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.