SpareBank 1 Ringerike Hadeland (OSL:RING)
473.00
+10.00 (2.16%)
At close: Mar 9, 2026
OSL:RING Balance Sheet
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 102 | 110 | 103 | 90 | 91 | Upgrade
|
| Investment Securities | 4,777 | 600 | 319 | 361 | 356 | Upgrade
|
| Trading Asset Securities | 79 | 4,248 | 3,303 | 3,204 | 3,072 | Upgrade
|
| Total Investments | 4,856 | 4,848 | 3,622 | 3,565 | 3,428 | Upgrade
|
| Gross Loans | - | 26,380 | 26,235 | 25,644 | 24,197 | Upgrade
|
| Allowance for Loan Losses | - | -145 | -113 | -101 | -93 | Upgrade
|
| Other Adjustments to Gross Loans | - | -49 | - | - | - | Upgrade
|
| Net Loans | - | 26,186 | 26,122 | 25,543 | 24,104 | Upgrade
|
| Property, Plant & Equipment | 124 | 96 | 107 | 115 | 124 | Upgrade
|
| Goodwill | - | 61 | 62 | 50 | 50 | Upgrade
|
| Other Intangible Assets | 67 | 7 | 7 | 7 | 13 | Upgrade
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| Loans Held for Sale | 27,511 | - | - | - | - | Upgrade
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| Accrued Interest Receivable | - | 121 | 115 | 77 | 42 | Upgrade
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| Other Current Assets | - | 47 | 94 | 79 | 43 | Upgrade
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| Long-Term Deferred Tax Assets | -1 | 8 | 24 | 36 | 29 | Upgrade
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| Other Long-Term Assets | 85 | 50 | 38 | 48 | 60 | Upgrade
|
| Total Assets | 32,744 | 31,534 | 30,294 | 29,610 | 27,984 | Upgrade
|
| Accrued Expenses | - | 85 | 82 | 79 | 71 | Upgrade
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| Interest Bearing Deposits | 22,462 | 1,406 | 1,400 | 853 | 828 | Upgrade
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| Non-Interest Bearing Deposits | - | 19,560 | 17,926 | 18,260 | 17,159 | Upgrade
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| Total Deposits | 22,462 | 20,966 | 19,326 | 19,113 | 17,987 | Upgrade
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| Short-Term Borrowings | 77 | 87 | 94 | 94 | 6 | Upgrade
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| Current Portion of Long-Term Debt | - | 439 | 679 | 750 | 849 | Upgrade
|
| Accrued Interest Payable | - | 48 | 24 | 5 | 3 | Upgrade
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| Long-Term Debt | 4,391 | 4,424 | 5,049 | 5,050 | 4,654 | Upgrade
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| Long-Term Leases | - | 23 | 25 | 27 | 30 | Upgrade
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| Pension & Post-Retirement Benefits | - | -15 | 52 | 84 | 75 | Upgrade
|
| Other Long-Term Liabilities | 280 | 195 | 209 | 83 | 127 | Upgrade
|
| Total Liabilities | 27,210 | 26,252 | 25,540 | 25,285 | 23,802 | Upgrade
|
| Common Stock | 1,565 | 1,565 | 1,565 | 1,565 | 1,565 | Upgrade
|
| Additional Paid-In Capital | 488 | 490 | 490 | 491 | 492 | Upgrade
|
| Retained Earnings | 2,785 | 2,618 | 2,328 | 1,984 | 1,834 | Upgrade
|
| Comprehensive Income & Other | 696 | 608 | 370 | 284 | 290 | Upgrade
|
| Total Common Equity | 5,534 | 5,281 | 4,753 | 4,324 | 4,181 | Upgrade
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| Minority Interest | - | 1 | 1 | 1 | 1 | Upgrade
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| Shareholders' Equity | 5,534 | 5,282 | 4,754 | 4,325 | 4,182 | Upgrade
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| Total Liabilities & Equity | 32,744 | 31,534 | 30,294 | 29,610 | 27,984 | Upgrade
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| Total Debt | 4,468 | 4,973 | 5,847 | 5,921 | 5,539 | Upgrade
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| Net Cash (Debt) | -4,287 | -615 | -2,441 | -2,627 | -2,376 | Upgrade
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| Net Cash Per Share | -273.92 | -39.34 | -155.66 | -167.78 | -151.93 | Upgrade
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| Filing Date Shares Outstanding | 15.73 | 15.65 | 15.65 | 15.65 | 15.65 | Upgrade
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| Total Common Shares Outstanding | 15.73 | 15.65 | 15.65 | 15.65 | 15.65 | Upgrade
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| Book Value Per Share | 351.89 | 315.07 | 290.92 | 276.29 | 267.15 | Upgrade
|
| Tangible Book Value | 5,467 | 5,213 | 4,684 | 4,267 | 4,118 | Upgrade
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| Tangible Book Value Per Share | 347.63 | 310.73 | 286.51 | 272.64 | 263.12 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.