SpareBank 1 Ringerike Hadeland (OSL:RING)
Norway
· Delayed Price · Currency is NOK 392.50
+2.50 (0.64%)
At close: Dec 5, 2025
OSL:RING Balance Sheet
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Cash & Equivalents | 109 | 110 | 103 | 90 | 91 | 95 | Upgrade
|
| Investment Securities | 549 | 600 | 319 | 361 | 356 | 362 | Upgrade
|
| Trading Asset Securities | 4,359 | 4,248 | 3,303 | 3,204 | 3,072 | 3,123 | Upgrade
|
| Total Investments | 4,908 | 4,848 | 3,622 | 3,565 | 3,428 | 3,485 | Upgrade
|
| Gross Loans | 27,182 | 26,380 | 26,235 | 25,644 | 24,197 | 23,378 | Upgrade
|
| Allowance for Loan Losses | -152 | -145 | -113 | -101 | -93 | -98 | Upgrade
|
| Other Adjustments to Gross Loans | -67 | -49 | - | - | - | - | Upgrade
|
| Net Loans | 26,963 | 26,186 | 26,122 | 25,543 | 24,104 | 23,280 | Upgrade
|
| Property, Plant & Equipment | 120 | 96 | 107 | 115 | 124 | 141 | Upgrade
|
| Goodwill | - | 61 | 62 | 50 | 50 | 50 | Upgrade
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| Other Intangible Assets | 67 | 7 | 7 | 7 | 13 | 13 | Upgrade
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| Accrued Interest Receivable | 119 | 121 | 115 | 77 | 42 | 40 | Upgrade
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| Other Current Assets | 28 | 47 | 94 | 79 | 43 | 42 | Upgrade
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| Long-Term Deferred Tax Assets | 8 | 8 | 24 | 36 | 29 | 23 | Upgrade
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| Other Long-Term Assets | 72 | 50 | 38 | 48 | 60 | 70 | Upgrade
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| Total Assets | 32,394 | 31,534 | 30,294 | 29,610 | 27,984 | 27,239 | Upgrade
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| Accrued Expenses | 37 | 85 | 82 | 79 | 71 | 90 | Upgrade
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| Interest Bearing Deposits | 21,849 | 1,406 | 1,400 | 853 | 828 | 2,127 | Upgrade
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| Non-Interest Bearing Deposits | - | 19,560 | 17,926 | 18,260 | 17,159 | 14,936 | Upgrade
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| Total Deposits | 21,849 | 20,966 | 19,326 | 19,113 | 17,987 | 17,063 | Upgrade
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| Short-Term Borrowings | 80 | 87 | 94 | 94 | 6 | 553 | Upgrade
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| Current Portion of Long-Term Debt | 395 | 439 | 679 | 750 | 849 | 397 | Upgrade
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| Accrued Interest Payable | 486 | 48 | 24 | 5 | 3 | 6 | Upgrade
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| Long-Term Debt | 3,964 | 4,424 | 5,049 | 5,050 | 4,654 | 4,989 | Upgrade
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| Long-Term Leases | - | 23 | 25 | 27 | 30 | 35 | Upgrade
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| Pension & Post-Retirement Benefits | -18 | -15 | 52 | 84 | 75 | 70 | Upgrade
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| Other Long-Term Liabilities | 242 | 195 | 209 | 83 | 127 | 100 | Upgrade
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| Total Liabilities | 27,035 | 26,252 | 25,540 | 25,285 | 23,802 | 23,303 | Upgrade
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| Common Stock | 1,565 | 1,565 | 1,565 | 1,565 | 1,565 | 1,565 | Upgrade
|
| Additional Paid-In Capital | 488 | 490 | 490 | 491 | 492 | 492 | Upgrade
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| Retained Earnings | 2,148 | 2,618 | 2,328 | 1,984 | 1,834 | 1,597 | Upgrade
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| Comprehensive Income & Other | 1,157 | 608 | 370 | 284 | 290 | 281 | Upgrade
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| Total Common Equity | 5,358 | 5,281 | 4,753 | 4,324 | 4,181 | 3,935 | Upgrade
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| Minority Interest | 1 | 1 | 1 | 1 | 1 | 1 | Upgrade
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| Shareholders' Equity | 5,359 | 5,282 | 4,754 | 4,325 | 4,182 | 3,936 | Upgrade
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| Total Liabilities & Equity | 32,394 | 31,534 | 30,294 | 29,610 | 27,984 | 27,239 | Upgrade
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| Total Debt | 4,439 | 4,973 | 5,847 | 5,921 | 5,539 | 5,974 | Upgrade
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| Net Cash (Debt) | 29 | -615 | -2,441 | -2,627 | -2,376 | -2,756 | Upgrade
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| Net Cash Per Share | 1.88 | -39.34 | -155.66 | -167.78 | -151.93 | -176.03 | Upgrade
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| Filing Date Shares Outstanding | 15.65 | 15.65 | 15.65 | 15.65 | 15.65 | 15.65 | Upgrade
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| Total Common Shares Outstanding | 15.65 | 15.65 | 15.65 | 15.65 | 15.65 | 15.65 | Upgrade
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| Book Value Per Share | 321.33 | 315.07 | 290.92 | 276.29 | 267.15 | 251.43 | Upgrade
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| Tangible Book Value | 5,291 | 5,213 | 4,684 | 4,267 | 4,118 | 3,872 | Upgrade
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| Tangible Book Value Per Share | 317.05 | 310.73 | 286.51 | 272.64 | 263.12 | 247.41 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.