Sogn Sparebank Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	113.07	103.76	85.18	67.29	51.97	Upgrade
Depreciation & Amortization	-	6.04	6.12	6.65	6.06	Upgrade
Change in Other Net Operating Assets	-	-232.85	-422.19	-155.73	-10.67	Upgrade
Other Operating Activities	75.33	62.54	121.15	126.54	-87.32	Upgrade
Operating Cash Flow	188.4	-60.51	-209.75	44.75	-39.97	Upgrade
Capital Expenditures	-18.19	-4.67	-7.63	-11.28	-7.2	Upgrade
Sale of Property, Plant and Equipment	-	-	2.8	0.05	-	Upgrade
Investment in Securities	-14.04	-4.5	-	-21.49	7.65	Upgrade
Other Investing Activities	22.93	12.9	14.37	17.81	13.46	Upgrade
Investing Cash Flow	-9.3	3.72	9.55	-14.92	13.91	Upgrade
Long-Term Debt Issued	-	360	460	90	259.85	Upgrade
Long-Term Debt Repaid	-299.34	-269.83	-268.7	-322.69	-252.06	Upgrade
Net Debt Issued (Repaid)	-299.34	90.17	191.3	-232.69	7.8	Upgrade
Repurchase of Common Stock	-	-	-40	-	-	Upgrade
Common Dividends Paid	-12.65	-9.49	-8.22	-5.74	-5.83	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	164.8	290.94	123.87	50.5	Upgrade
Other Financing Activities	-39.57	-43.84	-27.75	-9.84	-5.92	Upgrade
Financing Cash Flow	-351.56	201.64	406.27	-124.39	46.54	Upgrade
Net Cash Flow	-172.46	144.85	206.07	-94.55	20.48	Upgrade
Free Cash Flow	170.21	-65.19	-217.37	33.47	-47.17	Upgrade
Free Cash Flow Margin	66.15%	-27.12%	-97.25%	18.65%	-29.46%	Upgrade
Free Cash Flow Per Share	274.95	-108.32	-336.01	52.92	-72.15	Upgrade
Cash Interest Paid	-	126.1	159.38	58.67	27.16	Upgrade
Cash Income Tax Paid	-	24.21	18.98	14.15	4.62	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.