BankGuam Holding Company Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Mar '26 Mar 9, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Market Capitalization	153	18	18	109	92	108	Upgrade
Market Cap Growth	45.15%	-	-83.04%	18.33%	-14.54%	-6.45%	Upgrade
Last Close Price	8400.00	706.77	706.77	3960.54	3247.67	3652.84	Upgrade
PE Ratio	6.47	0.78	0.62	5.46	7.71	6.91	Upgrade
PS Ratio	1.00	0.12	0.13	1.02	1.04	1.10	Upgrade
PB Ratio	0.82	0.10	0.11	0.60	0.52	0.66	Upgrade
P/FCF Ratio	4.69	0.57	0.50	7.94	3.70	6.64	Upgrade
P/OCF Ratio	4.13	0.50	0.45	5.88	3.18	5.02	Upgrade
Debt / Equity Ratio	0.30	0.30	0.33	0.32	0.23	0.27	Upgrade
Debt / FCF Ratio	1.73	1.73	1.57	4.26	1.66	2.77	Upgrade
Net Debt / Equity Ratio	-0.17	-0.17	-0.18	-2.76	-1.39	-0.28	Upgrade
Net Debt / FCF Ratio	-0.98	-0.98	-0.85	-36.33	-9.90	-2.84	Upgrade
Return on Equity (ROE)	14.21%	14.21%	-	11.74%	7.32%	10.33%	Upgrade
Return on Assets (ROA)	0.99%	0.99%	-	0.82%	0.58%	0.84%	Upgrade
Earnings Yield	15.44%	131.33%	165.00%	18.81%	13.56%	14.99%	Upgrade
FCF Yield	21.34%	176.63%	199.79%	12.60%	27.02%	15.06%	Upgrade
Dividend Yield	2.98%	28.30%	-	5.05%	6.16%	5.47%	Upgrade
Payout Ratio	17.70%	17.70%	14.80%	21.50%	35.40%	27.30%	Upgrade
Buyback Yield / Dilution	6.41%	-	6.37%	-0.35%	-0.29%	-0.45%	Upgrade
Total Shareholder Return	9.38%	28.30%	6.37%	4.70%	5.87%	5.03%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.