Bimini Capital Management Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Interest and Dividend Income	7.35	6.66	4.34	3.16	4.26	5.52	Upgrade
Total Interest Expense	7.26	7.54	5.42	2.13	1.11	2.22	Upgrade
Net Interest Income	0.09	-0.88	-1.08	1.02	3.15	3.29	Upgrade
Gain (Loss) on Sale of Investments	-1.3	-1.24	-1.4	-13.01	-4.9	-5.05	Upgrade
Other Revenue	1.05	2.41	-0.47	0.87	0.15	-5.23	Upgrade
Revenue Before Loan Losses	15.07	13.07	10.64	1.87	8.19	-0.19	Upgrade
Revenue	15.07	13.07	10.64	1.87	8.19	-0.19	Upgrade
Revenue Growth (YoY)	14.85%	22.77%	468.13%	-77.13%	-	-	Upgrade
Salaries & Employee Benefits	7.45	7.29	6.86	6.53	5.72	4.24	Upgrade
Cost of Services Provided	4.08	3.97	3.64	3.31	2.56	2.43	Upgrade
Total Operating Expenses	11.53	11.26	10.5	9.84	8.29	6.67	Upgrade
Operating Income	3.54	1.81	0.15	-7.97	-0.09	-6.86	Upgrade
EBT Excluding Unusual Items	3.54	1.81	0.15	-7.97	-0.09	-6.86	Upgrade
Pretax Income	3.54	1.81	0.15	-7.97	-0.09	-6.86	Upgrade
Income Tax Expense	2.62	3.12	4.13	11.86	-0.37	-1.37	Upgrade
Earnings From Continuing Ops.	0.92	-1.31	-3.98	-19.82	0.28	-5.49	Upgrade
Net Income	0.92	-1.31	-3.98	-19.82	0.28	-5.49	Upgrade
Net Income to Common	0.92	-1.31	-3.98	-19.82	0.28	-5.49	Upgrade
Shares Outstanding (Basic)	10	10	10	10	11	12	Upgrade
Shares Outstanding (Diluted)	10	10	10	10	11	12	Upgrade
Shares Change (YoY)	-	-0.10%	-3.63%	-7.16%	-3.52%	-4.67%	Upgrade
EPS (Basic)	0.09	-0.13	-0.40	-1.90	0.02	-0.47	Upgrade
EPS (Diluted)	0.09	-0.13	-0.40	-1.90	0.02	-0.47	Upgrade
Free Cash Flow	4.96	3.19	1.7	5.43	5.53	1.3	Upgrade
Free Cash Flow Per Share	0.49	0.32	0.17	0.52	0.49	0.11	Upgrade
Operating Margin	23.48%	13.85%	1.38%	-425.10%	-1.13%	-	Upgrade
Profit Margin	6.08%	-10.00%	-37.42%	-1057.98%	3.36%	-	Upgrade
Free Cash Flow Margin	32.89%	24.43%	15.96%	289.83%	67.54%	-	Upgrade
Effective Tax Rate	74.11%	172.16%	2803.08%	-	-	-	Upgrade

Source: S&P Capital IQ. Financial Services template. Financial Sources.