Bank of San Francisco Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	-	6.54	6.93	5.86	8.99	Upgrade
Depreciation & Amortization	-	0.25	0.25	0.14	0.13	Upgrade
Gain (Loss) on Sale of Assets	-	-	-	-	0	Upgrade
Provision for Credit Losses	-	-0.18	0.29	3.12	0.1	Upgrade
Accrued Interest Receivable	-	0.08	1.52	-5.9	1.26	Upgrade
Other Operating Activities	-	-0.47	-0.41	-0.52	-1.28	Upgrade
Operating Cash Flow	-	7.69	9.41	7.98	8.62	Upgrade
Operating Cash Flow Growth	-	-18.21%	17.92%	-7.43%	5.69%	Upgrade
Capital Expenditures	-	-0.05	-0.45	-1.35	-0.07	Upgrade
Investment in Securities	-	-23.85	-	-	-	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-5.43	19.65	-17.98	42.09	Upgrade
Other Investing Activities	-	-	-0.24	-0.25	-0.88	Upgrade
Investing Cash Flow	-	-29.34	18.97	-19.58	41.15	Upgrade
Long-Term Debt Issued	-	-	-	-	31.84	Upgrade
Long-Term Debt Repaid	-	-	-	-	-121.62	Upgrade
Net Debt Issued (Repaid)	-	-	-	-	-89.78	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	-4.69	13.14	-19.5	6.12	Upgrade
Financing Cash Flow	-	-4.69	13.14	-19.5	-83.66	Upgrade
Net Cash Flow	-	-26.33	41.52	-31.1	-33.89	Upgrade
Free Cash Flow	-	7.64	8.96	6.63	8.55	Upgrade
Free Cash Flow Growth	-	-14.73%	35.20%	-22.50%	5.53%	Upgrade
Free Cash Flow Margin	-	30.23%	40.07%	32.44%	35.64%	Upgrade
Free Cash Flow Per Share	-	3.63	4.30	3.23	4.19	Upgrade
Cash Interest Paid	-	8.79	7.03	1.54	1.25	Upgrade
Cash Income Tax Paid	-	2.74	2.34	3.23	4.14	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.