Ballston Spa Bancorp, Inc. (BSPA)
OTCMKTS
· Delayed Price · Currency is USD
76.00
0.00 (0.00%)
Mar 6, 2026, 9:30 AM EST
Ballston Spa Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Net Income | 4.91 | 5.13 | 4.41 | 6.09 | 5.15 | 4.99 | Upgrade
|
| Depreciation & Amortization | 0.7 | 0.59 | 0.58 | 0.58 | 0.71 | 0.71 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | -0.49 | -0 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.62 | -0.75 | 0.81 | 1.25 | 0.56 | 0.59 | Upgrade
|
| Provision for Credit Losses | 0.6 | 0.6 | 0.48 | 0.36 | 0.76 | 1.17 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.18 | - | - | - | 0.33 | 1.47 | Upgrade
|
| Accrued Interest Receivable | -0.22 | -0.4 | -0.4 | -0.65 | 0.1 | -0.12 | Upgrade
|
| Change in Other Net Operating Assets | -0.31 | 1.58 | 1.54 | -0 | 0.93 | 2.31 | Upgrade
|
| Other Operating Activities | -0.7 | -0.71 | -0.55 | -0.27 | -0.24 | -0.66 | Upgrade
|
| Operating Cash Flow | 4.35 | 6.04 | 6.88 | 7.36 | 7.48 | 8.99 | Upgrade
|
| Operating Cash Flow Growth | - | -12.23% | -6.43% | -1.60% | -16.80% | 34.46% | Upgrade
|
| Capital Expenditures | -2.25 | -0.67 | -0.43 | -1.63 | -0.11 | -0.1 | Upgrade
|
| Sale of Property, Plant and Equipment | - | - | - | - | 0.59 | - | Upgrade
|
| Investment in Securities | 1.07 | -12.55 | 19.41 | -16.97 | -4.25 | 7.65 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -37.23 | -55.24 | -81.29 | -94.72 | -22.82 | -32.41 | Upgrade
|
| Other Investing Activities | 0.36 | -2.71 | -1.32 | 0.06 | 0.31 | 0.91 | Upgrade
|
| Investing Cash Flow | -38.05 | -71.17 | -63.63 | -113.27 | -26.28 | -23.81 | Upgrade
|
| Short-Term Debt Issued | - | 61.45 | 3.05 | 12 | - | - | Upgrade
|
| Long-Term Debt Issued | - | - | 30 | - | - | - | Upgrade
|
| Total Debt Issued | 61.45 | 61.45 | 33.05 | 12 | - | - | Upgrade
|
| Short-Term Debt Repaid | - | - | - | - | - | -64.21 | Upgrade
|
| Long-Term Debt Repaid | - | - | -5.16 | - | -5.88 | - | Upgrade
|
| Total Debt Repaid | -71.45 | - | -5.16 | - | -5.88 | -64.21 | Upgrade
|
| Net Debt Issued (Repaid) | -10 | 61.45 | 27.9 | 12 | -5.88 | -64.21 | Upgrade
|
| Common Dividends Paid | -0.98 | -0.98 | -0.98 | -0.98 | -0.98 | -0.98 | Upgrade
|
| Net Increase (Decrease) in Deposit Accounts | 40.51 | 6.67 | 31.68 | -26.99 | 79.08 | 158.95 | Upgrade
|
| Financing Cash Flow | 29.53 | 67.14 | 58.6 | -15.97 | 72.22 | 93.76 | Upgrade
|
| Net Cash Flow | -4.17 | 2.01 | 1.85 | -121.88 | 53.42 | 78.93 | Upgrade
|
| Free Cash Flow | 2.11 | 5.37 | 6.46 | 5.72 | 7.37 | 8.89 | Upgrade
|
| Free Cash Flow Growth | - | -16.83% | 12.83% | -22.34% | -17.07% | 53.18% | Upgrade
|
| Free Cash Flow Margin | 7.33% | 19.79% | 26.02% | 22.70% | 29.83% | 38.24% | Upgrade
|
| Free Cash Flow Per Share | 2.84 | 7.23 | 8.69 | 7.71 | 9.92 | 11.96 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.