Commencement Bancorp Inc. (CBWA)
OTCMKTS · Delayed Price · Currency is USD
17.19
-0.04 (-0.23%)
Mar 9, 2026, 2:27 PM EST

Commencement Bancorp Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Interest Income on Loans
30.1726.5123.1417.1817.94
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Interest Income on Investments
4.553.33.262.641.24
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Total Interest Income
34.7229.8226.419.8119.18
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Interest Paid on Deposits
9.0210.197.841.321.43
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Interest Paid on Borrowings
0.180.130.240.1-
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Total Interest Expense
9.1910.328.081.421.43
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Net Interest Income
25.5319.518.3218.3917.75
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Net Interest Income Growth (YoY)
30.95%6.40%-0.36%3.64%15.13%
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Gain (Loss) on Sale of Investments
--0.94---
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Other Non-Interest Income
1.71.271.191.420.82
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Total Non-Interest Income
1.960.591.331.540.94
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Non-Interest Income Growth (YoY)
230.24%-55.39%-13.78%63.03%-23.31%
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Revenues Before Loan Losses
27.4920.0919.6519.9318.69
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Provision for Loan Losses
0.94-0.440.050.282.4
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Revenue
26.5420.5319.619.6516.29
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Revenue Growth (YoY)
29.28%4.75%-0.24%20.61%5.13%
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Salaries and Employee Benefits
11.8110.399.197.135.93
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Occupancy Expenses
1.77----
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Selling, General & Administrative
2.812.7732.632.5
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Other Non-Interest Expense
1.813.743.733.142.66
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Total Non-Interest Expense
18.216.915.9212.911.09
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EBT Excluding Unusual Items
8.353.633.686.745.2
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Pretax Income
8.353.633.686.745.2
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Income Tax Expense
1.640.620.631.251.01
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Net Income
6.713.013.055.494.19
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Net Income to Common
6.713.013.055.494.19
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Net Income Growth
122.71%-1.25%-44.47%31.10%3.94%
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Basic Shares Outstanding
44444
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Diluted Shares Outstanding
44444
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Shares Change (YoY)
-3.22%-3.33%-0.65%-3.79%-0.18%
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EPS (Basic)
1.780.780.771.371.00
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EPS (Diluted)
1.780.770.761.350.99
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EPS Growth
131.17%1.32%-43.70%36.36%4.21%
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Effective Tax Rate
19.62%17.03%17.12%18.54%19.48%
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Source: S&P Capital IQ. Banks template. Financial Sources.