CNAF Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	-	1.84	3.05	3.91	4.69	Upgrade
Depreciation & Amortization	-	0.41	0.4	0.37	0.4	Upgrade
Gain (Loss) on Sale of Assets	-	0	-	1.06	-	Upgrade
Gain (Loss) on Sale of Investments	-	0.37	0.42	0.36	-1.24	Upgrade
Provision for Credit Losses	-	-0.29	-0.37	-0.56	0.55	Upgrade
Accrued Interest Receivable	-	0.19	0.05	-0.48	-0.39	Upgrade
Other Operating Activities	-	-0.57	-0.34	-0.67	-0.94	Upgrade
Operating Cash Flow	-	1.92	3.35	3.53	3.54	Upgrade
Operating Cash Flow Growth	-	-42.75%	-5.02%	-0.40%	-31.24%	Upgrade
Capital Expenditures	-	-0.34	-0.75	-0.31	-0.17	Upgrade
Investment in Securities	-	2.04	12.6	-18.09	-64.55	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	11.34	8.6	15.26	20.59	Upgrade
Other Investing Activities	-	-0.43	-0.12	4.22	0	Upgrade
Investing Cash Flow	-	12.61	20.32	1.08	-44.13	Upgrade
Short-Term Debt Issued	-	13.35	18.6	6.72	-	Upgrade
Total Debt Issued	-	13.35	18.6	6.72	-	Upgrade
Net Debt Issued (Repaid)	-	13.35	18.6	6.72	-	Upgrade
Common Dividends Paid	-	-2.55	-2.98	-2.98	-5.84	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	-25.71	-40.19	-35.35	51.41	Upgrade
Financing Cash Flow	-	-14.91	-24.56	-31.61	45.58	Upgrade
Net Cash Flow	-	-0.38	-0.89	-27	4.99	Upgrade
Free Cash Flow	-	1.58	2.6	3.22	3.37	Upgrade
Free Cash Flow Growth	-	-39.37%	-19.20%	-4.48%	-26.24%	Upgrade
Free Cash Flow Margin	-	10.10%	15.74%	18.64%	18.15%	Upgrade
Free Cash Flow Per Share	-	0.55	0.91	1.13	1.18	Upgrade
Cash Interest Paid	-	1.41	1.41	0.4	0.23	Upgrade
Cash Income Tax Paid	-	-0.23	-	0.25	0.7	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.