Cullman Bancorp, Inc. (CULL)
OTCMKTS
· Delayed Price · Currency is USD
13.10
+0.10 (0.77%)
Mar 6, 2026, 2:24 PM EST
Cullman Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 21.17 | 19.72 | 17.35 | 15.2 | 12.76 | 13.47 | Upgrade
|
| Interest Income on Investments | 1.64 | 1.82 | 2.11 | 1.33 | 0.61 | 0.7 | Upgrade
|
| Total Interest Income | 22.8 | 21.54 | 19.46 | 16.53 | 13.37 | 14.17 | Upgrade
|
| Interest Paid on Deposits | 5.08 | 5.03 | 2.86 | 1.06 | 1.11 | 1.7 | Upgrade
|
| Interest Paid on Borrowings | 2.06 | 1.92 | 1.42 | 0.31 | 0.68 | 1.17 | Upgrade
|
| Total Interest Expense | 7.14 | 6.95 | 4.28 | 1.37 | 1.79 | 2.87 | Upgrade
|
| Net Interest Income | 15.66 | 14.59 | 15.18 | 15.16 | 11.58 | 11.31 | Upgrade
|
| Net Interest Income Growth (YoY) | 8.23% | -3.93% | 0.12% | 30.90% | 2.47% | 0.81% | Upgrade
|
| Other Non-Interest Income | 0.61 | 0.51 | 0.47 | 0.45 | 0.35 | 0.25 | Upgrade
|
| Total Non-Interest Income | 1.76 | 1.69 | 1.58 | 1.6 | 1.46 | 1.45 | Upgrade
|
| Non-Interest Income Growth (YoY) | 7.77% | 6.89% | -1.00% | 9.30% | 0.97% | -0.48% | Upgrade
|
| Revenues Before Loan Losses | 17.42 | 16.28 | 16.77 | 16.76 | 13.05 | 12.75 | Upgrade
|
| Provision for Loan Losses | 0.05 | -0.41 | 0.29 | 0.44 | 0.06 | 0.15 | Upgrade
|
| Revenue | 17.37 | 16.69 | 16.47 | 16.33 | 12.99 | 12.6 | Upgrade
|
| Revenue Growth (YoY) | 6.84% | 1.30% | 0.89% | 25.70% | 3.06% | -0.10% | Upgrade
|
| Salaries and Employee Benefits | 7 | 6.97 | 6.79 | 6.48 | 5.57 | 5.13 | Upgrade
|
| Occupancy Expenses | 1.29 | 1.02 | 0.98 | 0.94 | 0.86 | 0.77 | Upgrade
|
| Federal Deposit Insurance | 0.17 | 0.16 | 0.16 | 0.08 | 0.08 | 0.05 | Upgrade
|
| Selling, General & Administrative | 3.32 | 3.61 | 3.17 | 3.14 | 2.46 | 1.74 | Upgrade
|
| Other Non-Interest Expense | 0.65 | 0.54 | 0.45 | 0.5 | 0.4 | 0.42 | Upgrade
|
| Total Non-Interest Expense | 12.42 | 12.31 | 11.55 | 11.13 | 9.36 | 8.1 | Upgrade
|
| EBT Excluding Unusual Items | 4.95 | 4.38 | 4.92 | 5.2 | 3.63 | 4.5 | Upgrade
|
| Other Unusual Items | - | - | 0.13 | 0.09 | -1.54 | - | Upgrade
|
| Pretax Income | 4.95 | 4.38 | 5.05 | 5.28 | 2.09 | 4.5 | Upgrade
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| Income Tax Expense | 1.01 | 0.87 | 1.1 | 1.1 | 0.34 | 0.96 | Upgrade
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| Net Income | 3.94 | 3.51 | 3.95 | 4.18 | 1.75 | 3.55 | Upgrade
|
| Preferred Dividends & Other Adjustments | 0.09 | 0.09 | 0.05 | 0.05 | 0.02 | 0.04 | Upgrade
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| Net Income to Common | 3.86 | 3.42 | 3.9 | 4.13 | 1.73 | 3.51 | Upgrade
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| Net Income Growth | 19.08% | -11.28% | -5.50% | 139.03% | -50.65% | -5.04% | Upgrade
|
| Basic Shares Outstanding | - | 7 | 7 | 7 | 7 | 7 | Upgrade
|
| Diluted Shares Outstanding | - | 7 | 7 | 7 | 7 | 7 | Upgrade
|
| Shares Change (YoY) | - | -8.73% | 2.46% | 0.58% | 4.16% | -1.42% | Upgrade
|
| EPS (Basic) | - | 0.52 | 0.56 | 0.59 | 0.25 | 0.52 | Upgrade
|
| EPS (Diluted) | - | 0.52 | 0.54 | 0.59 | 0.25 | 0.52 | Upgrade
|
| EPS Growth | - | -3.70% | -8.47% | 136.00% | -51.92% | -5.30% | Upgrade
|
| Dividend Per Share | - | 0.120 | 0.120 | 0.120 | 0.120 | 0.123 | Upgrade
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| Dividend Growth | - | - | - | - | -2.60% | - | Upgrade
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| Effective Tax Rate | 20.39% | 19.86% | 21.72% | 20.84% | 16.43% | 21.25% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.