Crystal Valley Financial Corporation (CYVF)
OTCMKTS
· Delayed Price · Currency is USD
77.25
-0.75 (-0.96%)
At close: Mar 2, 2026
Crystal Valley Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 42.1 | 38.72 | 32.94 | 24.78 | 23.38 | Upgrade
|
| Interest Income on Investments | 3.95 | 4.16 | 4.12 | 4.84 | 3.95 | Upgrade
|
| Total Interest Income | 46.05 | 42.88 | 37.06 | 29.63 | 27.32 | Upgrade
|
| Interest Paid on Deposits | 11.09 | 10.31 | 6.19 | 2.1 | 1.82 | Upgrade
|
| Interest Paid on Borrowings | 2.58 | 3.9 | 3.12 | 0.69 | 0.63 | Upgrade
|
| Total Interest Expense | 13.67 | 14.22 | 9.31 | 2.79 | 2.45 | Upgrade
|
| Net Interest Income | 32.38 | 28.66 | 27.75 | 26.84 | 24.87 | Upgrade
|
| Net Interest Income Growth (YoY) | 12.98% | 3.29% | 3.38% | 7.91% | -2.11% | Upgrade
|
| Trust Income | 1.45 | 1.27 | 1.16 | 1.24 | 1.23 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.35 | -2.45 | 0.03 | 0.22 | 0.63 | Upgrade
|
| Other Non-Interest Income | 2.12 | 4.78 | 2.16 | 2.18 | 3.68 | Upgrade
|
| Total Non-Interest Income | 4.13 | 4.3 | 3.76 | 4.99 | 8.1 | Upgrade
|
| Non-Interest Income Growth (YoY) | -4.10% | 14.36% | -24.64% | -38.35% | 19.40% | Upgrade
|
| Revenues Before Loan Losses | 36.51 | 32.96 | 31.51 | 31.83 | 32.97 | Upgrade
|
| Provision for Loan Losses | 3.04 | -0.03 | 0.67 | 0.21 | 0.22 | Upgrade
|
| Revenue | 33.47 | 33 | 30.84 | 31.62 | 32.75 | Upgrade
|
| Revenue Growth (YoY) | 1.43% | 6.98% | -2.46% | -3.45% | 5.92% | Upgrade
|
| Salaries and Employee Benefits | 11.57 | 11.02 | 10.21 | 10.46 | 11.07 | Upgrade
|
| Federal Deposit Insurance | 0.36 | 0.36 | 0.32 | 0.21 | 0.18 | Upgrade
|
| Selling, General & Administrative | 5.85 | 5.47 | 5.25 | 4.94 | 3.53 | Upgrade
|
| Other Non-Interest Expense | 3.26 | 2.96 | 2.92 | 3.17 | 4.33 | Upgrade
|
| Total Non-Interest Expense | 21.05 | 19.81 | 18.7 | 18.78 | 19.12 | Upgrade
|
| EBT Excluding Unusual Items | 12.42 | 13.19 | 12.15 | 12.84 | 13.63 | Upgrade
|
| Pretax Income | 12.42 | 13.19 | 12.15 | 12.84 | 13.63 | Upgrade
|
| Income Tax Expense | 1.97 | 2.09 | 2.01 | 1.83 | 1.98 | Upgrade
|
| Net Income | 10.45 | 11.1 | 10.14 | 11.01 | 11.65 | Upgrade
|
| Net Income to Common | 10.45 | 11.1 | 10.14 | 11.01 | 11.65 | Upgrade
|
| Net Income Growth | -5.83% | 9.46% | -7.89% | -5.49% | 4.31% | Upgrade
|
| Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 | Upgrade
|
| Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 | Upgrade
|
| Shares Change (YoY) | -1.52% | -3.60% | -4.03% | -3.23% | -2.55% | Upgrade
|
| EPS (Basic) | 8.22 | 8.59 | 7.57 | 7.88 | 8.07 | Upgrade
|
| EPS (Diluted) | 8.22 | 8.59 | 7.57 | 7.88 | 8.07 | Upgrade
|
| EPS Growth | -4.38% | 13.55% | -4.02% | -2.34% | 7.05% | Upgrade
|
| Dividend Per Share | 1.910 | 1.770 | 1.710 | 1.650 | 1.490 | Upgrade
|
| Dividend Growth | 7.91% | 3.51% | 3.64% | 10.74% | -3.87% | Upgrade
|
| Effective Tax Rate | 15.85% | 15.84% | 16.52% | 14.24% | 14.55% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.