First Capital Bancshares, Inc. (FCPB)
OTCMKTS
· Delayed Price · Currency is USD
12.03
-0.17 (-1.38%)
At close: Feb 26, 2026
First Capital Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 59.7 | 48.78 | 35.35 | 16.92 | 10.5 | Upgrade
|
| Interest Income on Investments | 5.36 | 4.48 | 4.21 | 2.08 | 0.66 | Upgrade
|
| Total Interest Income | 65.06 | 53.26 | 39.55 | 19 | 11.16 | Upgrade
|
| Interest Paid on Deposits | 27.72 | 25.23 | 16.47 | 3.88 | 1.9 | Upgrade
|
| Interest Paid on Borrowings | 4.05 | 3.16 | 2.96 | 0.82 | 0.22 | Upgrade
|
| Total Interest Expense | 31.76 | 28.39 | 19.43 | 4.69 | 2.11 | Upgrade
|
| Net Interest Income | 33.3 | 24.87 | 20.12 | 14.31 | 9.04 | Upgrade
|
| Net Interest Income Growth (YoY) | 33.89% | 23.59% | 40.64% | 58.20% | 37.55% | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.01 | -0.01 | - | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.25 | 0.03 | 0.04 | -0.02 | 0.25 | Upgrade
|
| Other Non-Interest Income | 2.83 | 1.33 | 0.78 | 0.41 | 0.34 | Upgrade
|
| Total Non-Interest Income | 3.12 | 1.39 | 0.87 | 0.44 | 0.62 | Upgrade
|
| Non-Interest Income Growth (YoY) | 123.82% | 59.86% | 99.77% | -30.15% | -41.99% | Upgrade
|
| Revenues Before Loan Losses | 36.41 | 26.26 | 20.99 | 14.74 | 9.67 | Upgrade
|
| Provision for Loan Losses | 2.29 | 1.9 | 1.4 | 0.97 | 0.78 | Upgrade
|
| Revenue | 34.12 | 24.36 | 19.59 | 13.78 | 8.89 | Upgrade
|
| Revenue Growth (YoY) | 40.07% | 24.34% | 42.20% | 55.02% | 33.23% | Upgrade
|
| Salaries and Employee Benefits | 13.86 | 10.76 | 8.82 | 6.15 | 4.48 | Upgrade
|
| Occupancy Expenses | 1.27 | - | - | - | - | Upgrade
|
| Federal Deposit Insurance | 0.87 | 0.91 | 0.53 | 0.26 | 0.18 | Upgrade
|
| Selling, General & Administrative | 3.07 | 3.94 | 3.42 | 2.54 | 2.11 | Upgrade
|
| Other Non-Interest Expense | 2.9 | 2.15 | 1.98 | 1.28 | 1.12 | Upgrade
|
| Total Non-Interest Expense | 21.96 | 17.76 | 14.76 | 10.23 | 7.89 | Upgrade
|
| EBT Excluding Unusual Items | 12.16 | 6.6 | 4.84 | 3.55 | 1 | Upgrade
|
| Pretax Income | 12.16 | 6.6 | 4.84 | 3.55 | 1 | Upgrade
|
| Income Tax Expense | 2.59 | 1.57 | 1.03 | 0.85 | 0.24 | Upgrade
|
| Net Income | 9.57 | 5.03 | 3.8 | 2.7 | 0.75 | Upgrade
|
| Net Income to Common | 9.57 | 5.03 | 3.8 | 2.7 | 0.75 | Upgrade
|
| Net Income Growth | 90.09% | 32.32% | 40.98% | 258.88% | -21.21% | Upgrade
|
| Basic Shares Outstanding | 10 | 9 | 8 | 6 | 5 | Upgrade
|
| Diluted Shares Outstanding | 10 | 9 | 8 | 6 | 5 | Upgrade
|
| Shares Change (YoY) | 9.58% | 15.99% | 39.55% | 13.36% | 0.04% | Upgrade
|
| EPS (Basic) | 0.96 | 0.55 | 0.48 | 0.48 | 0.15 | Upgrade
|
| EPS (Diluted) | 0.94 | 0.54 | 0.47 | 0.47 | 0.15 | Upgrade
|
| EPS Growth | 74.07% | 14.89% | - | 217.98% | -21.24% | Upgrade
|
| Effective Tax Rate | 21.33% | 23.80% | 21.35% | 23.99% | 24.47% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.