FMCB Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	-	88.46	88.31	75.09	66.34	Upgrade
Depreciation & Amortization	-	2.94	2.49	2.43	2.63	Upgrade
Gain (Loss) on Sale of Investments	-	-2.12	8.09	11.07	-1.11	Upgrade
Provision for Credit Losses	-	-	9.41	6.45	1.91	Upgrade
Change in Other Net Operating Assets	-	8.77	-2.98	4.65	-6.75	Upgrade
Other Operating Activities	-	5.69	-11.98	2.1	-3.06	Upgrade
Operating Cash Flow	-	103.74	93.35	101.78	59.96	Upgrade
Operating Cash Flow Growth	-	11.13%	-8.28%	69.73%	3.17%	Upgrade
Capital Expenditures	-	-2.4	-4.97	-4.19	-2.07	Upgrade
Sale of Property, Plant and Equipment	-	-	0.03	0.07	1.7	Upgrade
Investment in Securities	-	-251.12	10.35	-36.73	-158.56	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-24.34	-156.43	-275.06	-137.22	Upgrade
Other Investing Activities	-	3.28	4.48	0.61	-	Upgrade
Investing Cash Flow	-	-274.58	-146.55	-315.3	-296.15	Upgrade
Repurchase of Common Stock	-	-45.26	-20.36	-20.31	-	Upgrade
Common Dividends Paid	-	-13.02	-12.89	-12.49	-12.08	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	31.04	-91.17	119.12	579.89	Upgrade
Financing Cash Flow	-	-27.23	-124.42	86.32	567.81	Upgrade
Net Cash Flow	-	-198.08	-177.62	-127.2	331.62	Upgrade
Free Cash Flow	-	101.34	88.38	97.59	57.89	Upgrade
Free Cash Flow Growth	-	14.67%	-9.44%	68.56%	14.85%	Upgrade
Free Cash Flow Margin	-	45.22%	40.55%	50.60%	32.62%	Upgrade
Free Cash Flow Per Share	-	138.64	116.69	125.48	73.32	Upgrade
Cash Interest Paid	-	65.09	29.28	5.79	4.37	Upgrade
Cash Income Tax Paid	-	8.39	12.66	12.47	29.94	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.